My friend Alex, at age 56, has made very little plans for his retirement. He also believes that he is too old to start. In a recent conversation with him, I learned: He has very little (if any) retirement investments and is not currently saving any appreciable amount. He will still be making house payments […]
Three Actions NOT to Take in Difficult Investing Environments
Arthur Cashin, Director of floor operations at UBS financial services recently said that in his decades of being a professional investor, he has never seen a more challenging investment environment. If a professional investor fears the market to this extent, what should a part time, non-professional trader do with their money in the current market? […]
Are Your Credit Card Rewards Really Rewarding You?
When my friends tell me how much money their credit card companies pay them each month, I ask myself, “What is the catch?” After all, credit card companies are not in the business of losing money. Is it possible…really possible…to make credit card companies pay? Even though I don’t own any credit cards, I am […]
How the Golden Rule Could Fix Everything
The Golden Rule is so simple and so well known that we seldom take it seriously and certainly don’t give it enough credit. Here is a thought: I believe if all of us would actually treat each other as we want to be treated, this simple rule would solve all of the world’s problems. ALL? […]
Stake Your Debt Free Claim by Having “The Talk” This Christmas
Fred and Angela have always loved Christmas, especially shopping for their kids and grandkids … unbridled shopping, as in thousands of dollars shopping. The problem is that Fred and Angela do not have thousands of dollars to spend on Christmas. To the contrary, they have tens of thousands of dollars in credit card debt, car […]
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