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Personal Finance By The Book

Personal Finance By The Book

Joe Plemon: Financial Writer

“18 Months Same as Cash!” … Really?

January 25, 2012 by Joe Plemon 6 Comments

Is zero interest for 18 months REALLY zero interest?  If you can walk a tightrope while juggling flaming torches, then maybe.  But beware — many of these offers are fraught with conditions that will make your head spin. Best Buy, for example, is currently offering 18 months zero interest on all purchases over $429.  However, […]

Filed Under: Credit Cards, Debt, Dollars and Sense

How to Get the Most Gasoline Savings From Your Kroger Points

January 23, 2012 by Joe Plemon 21 Comments

When my home town Kroger store recently opened a gasoline station, I tried out their discounted fuel.  Not knowing exactly how the program worked, I simply asked for the biggest discount, which turned out to be $0.50 a gallon.  With my 18 gallon purchase, I saved $9!  Needless to say, I like this program! To […]

Filed Under: Dollars and Sense

Nine Practical Ways to Love God More Than Money

January 20, 2012 by Joe Plemon 8 Comments

I write this post as much to myself as to you: I fully realize how money will persistently and insidiously seek to capture a bigger and bigger portion of my heart and my life.  I also know this: drifting through life doesn’t work because I seldom drift closer to God. Perhaps this is why Jesus […]

Filed Under: Biblical Thoughts On Finance

Why I Put a New Engine in My Old Cadillac

January 18, 2012 by Joe Plemon 6 Comments

My post “My car needs a new engine.  Should I sell it, fix it, or junk it?” from October, 2010 received quite a few comments, with many recommendations to sell it, quite a few to fix it, but only a couple who thought I should replace the engine.  Since that time, I have continued to […]

Filed Under: Dollars and Sense, Vehicles

Why You Should Resolve to be Weird This Year

January 4, 2012 by Joe Plemon 4 Comments

Have you heard these? “Isn’t the average credit card debt something like $15,000?  My $12,000 isn’t all that bad, is it?” “Yes, I pay $600 monthly on car payments, but everyone has car payments.” I have — in fact I heard these two statements in the past two weeks:  people justifying their dismal financial standing […]

Filed Under: Dollars and Sense, Self Improvement

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