“If you get off the phone with me, that’s it. The sheriff will be there and he will come for your kids.” “You are totally ghetto…learn English; get an education instead of just sitting on your fat derriere all day long.” These are just samples of the tactics that some abusive debt collectors use to […]
Are You in a Battle? If so, What is Your Heart’s Desire?
photo credit: ivoryelephantphotography Psa 20:4 ” May he grant you your heart’s desire and fulfill all your plans!” Israel was about to enter battle when King David issued this petition. It was the calm before the storm as warriors solemnly awaited the battle cry that would unleash the impending explosion of battle. As the soldiers […]
Life Insurance Basics: Part One
photo credit: tinou bao If your response, when asked what kind of life insurance you have, is “The kind Snoopy likes”, then you need to read this article. While not intended as an all inclusive explanation of life insurance, it will serve as a primer to help you better understand what you have and what […]
Case Study: Alline Davenport Our Plan Hits a Snag
photo credit: snappybex Meetings 4 and 5 Introduction: This is the fourth post in a case study series of financial counseling meetings with Alline Davenport (real person with fictional name). Previous entries are found under the “Case Studies” tab. Alline is a widow in her mid 60’s who works full time as a receptionist and […]
What is a Security Freeze and Other Related Questions
Because I strive to be a “do it yourselfer”, I figure that my first line of defense against identity theft is what I can do on my own. My wife and I are vigilant about safeguarding our personal information, especially our Social Security numbers. We own a shredder and use it regularly. We check our […]
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