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Personal Finance By The Book

Personal Finance By The Book

Debt Can Enslave You But There is Hope

November 6, 2009 by Joe Plemon 5 Comments

“The rich rules over the poor and the borrower is a slave to the lender.” (Proverbs 22:7) This proverb gives great insight into the consequences of debt, but what does “slave to the lender” actually mean? Let’s dig in. Solomon understood not only the risk and stress that debt brings into our lives, but the […]

Filed Under: Biblical Thoughts On Finance

Social Security Strategies Part One: Understand the Basics

November 4, 2009 by Joe Plemon 2 Comments

Social Security is a little like the Internal Revenue Service. If you try to understand every detail you will get so caught up in the minutia that you could get overwhelmed. On the other hand, if you can simply grasp the Social Security basics you are well on your way to having a grip on […]

Filed Under: social security

Stop the Insanity of Christmas Debt This Year

November 3, 2009 by Joe Plemon 11 Comments

Stop the Insanity of Christmas Debt this Year

If the following sentence sets off high anxiety in your life, this post is for you. It is November and Christmas is next month. Do you want to join the spirit of the season but the debt from last Christmas still plagues you? Does the memory of last January’s credit card statement set off heart […]

Filed Under: Dollars and Sense

Dave Ramsey’s Baby Step 5: College Funding

November 2, 2009 by Joe Plemon 6 Comments

photo credit: Will Hale Just getting to Step 5 indicates that you have been doing some great things with your finances. You are debt free, except for your house and you have a fully funded emergency fund. You are also investing 15% of your income toward retirement. Congratulations! Now, and not until now, is the […]

Filed Under: Dave Ramsey

Child Like Faith and a Clubhouse

October 30, 2009 by Joe Plemon Leave a Comment

I had just finished a carpentry project when I looked up to see 8 eyes, belonging to children aged 6,8,10 and 12 watching me. “Daddy, can we use those boards to build a club house?” they asked. “Pleeeeease.” I looked at my scrap pile, which I had considered a kindling pile, and looked back at […]

Filed Under: Biblical Thoughts On Finance

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