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Personal Finance By The Book

Personal Finance By The Book

Dave Ramsey’s Baby Step 6: Pay Off the House Early

November 16, 2009 by Joe Plemon 16 Comments

photo credit: rutlo Dave cautions people who reach this step that they are in grave danger: danger of settling for “good enough” when, if they keep the course, they will experience “best”. People need to remember that the financial plan is like a marathon; slow and steady wins the race. However, the 18 mile mark […]

Filed Under: Dave Ramsey

What is That In Your Hand?

November 13, 2009 by Joe Plemon 12 Comments

photo credit: ianmunroe Exo 4:1-3 Then Moses answered, “But behold, they will not believe me or listen to my voice, for they will say, ‘The LORD did not appear to you.’” The LORD said to him, “What is that in your hand?” He said, “A staff.” And he said, “Throw it on the ground.” So […]

Filed Under: Biblical Thoughts On Finance

Five Advantages of a Health Savings Account

November 11, 2009 by Joe Plemon 4 Comments

If you are like me, the constant barrage of news coverage on Health Care Reform is about to make you sick. But while our legislators are debating various solutions, a great one for many of you is already in effect: the Health Savings Account (HSA).  Many are reviewing their health insurance options during open enrollment […]

Filed Under: Dollars and Sense

Four Reasons Why Wealth Should NOT Be Your Financial Goal

November 10, 2009 by Joe Plemon 11 Comments

photo credit: albertopveiga I love writing financial tips to help you better manage your money. I want you to get out of debt, have a sound emergency fund and a plan to retire with dignity. I want you to learn enough good financial habits that you will, over time, accumulate wealth. But I don’t want […]

Filed Under: Dollars and Sense

Social Security Strategies Part Two: Maximize Your Benefits

November 9, 2009 by Joe Plemon 8 Comments

In Part One of this two part series we discussed the following basics of Social Security: how it works, what is a spousal benefit, how does survivor’s benefit work and some things you should think about when considering whether to start receiving your social security benefit early. In this post, I want to give you […]

Filed Under: social security

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