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Personal Finance By The Book

Personal Finance By The Book

The Hezekiah Syndrome: Will Our National Debt Enslave Future Generations?

December 11, 2009 by Joe Plemon 3 Comments

photo credit: Kevin Krejci How would you respond if you were told that your children and grandchildren are going to be enslaved by an evil dictator after you die? This is exactly what Hezekiah was told by the prophet Isaiah (see 2 Kings 20:16-18). And how did the King respond? Hezekiah said to Isaiah, “’If […]

Filed Under: Biblical Thoughts On Finance

Debt Free in One Year: A True Story

December 9, 2009 by Joe Plemon 51 Comments

This post was awarded Runner-up in Free Money Finance 2010 March Money Madness contest. Erin, “Debt free for me means that we have more choices, more freedom and less that will hold us down keeping us from what and where we want to be.” Jeremy, “It means tremendous peace…now we can pay ourselves every month.” […]

Filed Under: Case Studies, Debt

Are You Making Pascal’s Wager With Your Finances?

December 7, 2009 by Joe Plemon 3 Comments

“Pascal’s Wager” , an argument for belief in God, was formulated by 17th Century French Philosopher and Christian apologist Blaise Pascal. The Wager Defined The “Wager” argues that if one lives as an agnostic, he is betting his life on the non-existence of God. If, upon death, he discovers that he was wrong, then his […]

Filed Under: Dollars and Sense, Random

Eight Tips For Christmas Shopping Procrastinators

December 2, 2009 by Joe Plemon 2 Comments

photo credit: daveynin OK. Black Friday has come and gone. Cyber Monday is over. Memo to those of you who have completed your Christmas shopping: “I think you are awesome and I tip my hat to you, but you need read no further. This post is not for you.” For the rest of us procrastinators […]

Filed Under: Dollars and Sense

Dave Ramsey’s Baby Step 7: Build Wealth and Give

November 30, 2009 by Joe Plemon 4 Comments

photo credit: db*photography Congratulations! When you reach Baby Step 7 you have come a long way. All of your debt is gone, including your house mortgage. You have a great emergency fund, your children’s college is well funded and the positive cash flow you used to accomplish the previous steps is still flowing. Only 2% […]

Filed Under: Dave Ramsey

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