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Personal Finance By The Book

Personal Finance By The Book

Love and Money

February 3, 2010 by Joe Plemon 9 Comments

photo credit: mateoutah As I look back on my 39+ years of marriage, I can say that I look forward to another 39+ years of marriage. I can also say that working together on our finances has been a huge factor for the success of our marriage. We certainly have made our share of mistakes, […]

Filed Under: Dollars and Sense, Random

Tax Refund? How You Should Use It and Why You Should Lose It

February 1, 2010 by Joe Plemon 8 Comments

If you are like the majority of Americans, you are expecting to receive a tax refund (where’s my tax refund?)when you file your 2009 taxes.   So what exactly is a tax refund? It is NOT winning some sort of income tax lottery, nor is your Uncle Sam sending you some special “government money”.  It is […]

Filed Under: Dollars and Sense

What if Christians Were in Charge of Welfare?

January 29, 2010 by Joe Plemon 1 Comment

There is no question that Christians have a Biblical mandate to help the needy. However, because our United States government has progressively increased welfare spending over the last 50 years [all “entitlements”, including pensions, health and welfare have risen from 28% of all federal spending ($28 billion) in 1962 to 56% ($2.02 trillion) for 2010], […]

Filed Under: Biblical Thoughts On Finance

Budgeting Without Bean Counting…5 Great Tips

January 27, 2010 by Joe Plemon 24 Comments

Budgeting Without Bean Counting

As Janice and I have worked on our budget over the years, we have learned that the more we can automate it, the easier it becomes, the more we enjoy it and the greater our chances of sticking with it. We want to feel like we are in control of our money, but we also […]

Filed Under: Budgeting

Unemployed? Are You Rocking or Are You Rolling?

January 25, 2010 by Joe Plemon 17 Comments

Losing your job is more than just losing a source of income. It often brings on a loss of self esteem, especially with men, who too often equate work with identity.  Extended periods of unemployment can bring on shame, hopelessness and depression.

Filed Under: Career, Life Planning

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