You have seen those percentage budget plans which deftly tell you what percentage of your budget you should spend on which categories. Yes, they are a good guide, but you need to beware: giving too much credence to those percentages could get you in trouble.
How Those “Easy Payments” Can Wreck Your Finances
John and Deborah are a young married couple with decent jobs, bringing home $5,000 a month. Tired of their hand me down couch, they responded to a newspaper ad which claimed, “Easy Payments: 24 Months Same As Cash!” Once they saw … and sat on the leather couch, they knew it (and the matching love […]
Your Financial Compass: Knowing Which Way is North
Some people could be left in the middle of a forest at midnight and still know which way is north. Not me. I have very little sense of direction but I do quite well with a compass. In the world of finance, with pressures bombarding from all directions and advice (good and bad) from countless […]
Three New Car Purchases to Steer Away From
Nothing like a new car. Right? After all…it is – new! It drives like new, it has the new car smell and you are the very original owner. But there are times when a new car is exactly what you don’t need. Here are three:
Dealing With Disaster: Lessons From Job
Job was a very wealthy man; a good man who suffered greatly – not only losing his riches, but also his children and his health. His so-called friends told him it must be his own fault and his wife urged him to turn his back on God. Can you identify with Job? Have you lost […]
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