I discourage co-signing for two reasons: it doesn’t help the one who is making the request and it invites trouble in the relationship. The reason someone needs a co-signer is because the potential lender has determined that this particular borrower is not a good risk. Therefore, the best way to help this borrower face the […]
Buying Quality vs. Buying Cheap
I hate it when things break, don’t you? Maybe you can relate to what happened to me last week. We just finished moving into our new place and unpacked our appliances. Now before I share about the great appliance mishap, let me preface quickly. We couldn’t take the microwave from our old apartment because it […]
A Prosperity Theology Dilemma: What Does “Living Like a King’s Kid” Really Mean?
Prosperity theology, also known as the “health and wealth” gospel, teaches that the more we give away, the wealthier we become. It seems to me that no matter how this belief system is spun, it boils down to humans devising a wealth formula which obligates God to respond to our actions. Man thus becomes god […]
Is Dave Ramsey Wrong? With No Loans and No Credit Cards, I Still Have a Credit Score.
When Janice and I became gazelle intense about getting out of debt, we did so hook, line and sinker. Once we paid our credit cards off, we either quit using them or cancelled them. Over the years, I have sporadically checked my credit report, but had never become curious enough to obtain my official credit […]
Johnny Appleseed: An Unlikely Entrepreneur
Johnny Appleseed was born John Chapman on September 26, 1774. He was an American pioneer nurseryman and missionary who became an American legend while still living, not only because of his great leadership in conservation, but also because of his kind and generous ways. According to this definition of entrepreneur: “A person who organizes and […]
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