Creating a debt snowball is a great way to reduce your debt, but not all snowballs work the same way. As you read about these, ask yourself, “Which one is best for me?”
Indulging in Life’s Luxuries
What are your life’s little luxuries? You know, those things that you could go without, but really enjoy when you indulge in. For some, it might be eating out. Others may consider going to the movies every month a luxury they really enjoy. For me, the first thing I can think of is a small […]
An Antidote to Materialism: Declare Your True Citizenship
ma·te·ri·al·ism Noun/: A tendency to consider material possessions and physical comfort as more important than spiritual values. Is materialism an issue for you? It is for me. You and I live in an alluring world … a world of consumerism that is unparalleled in the history of mankind. We can have literally anything we want […]
Should You Pay Off Your Home Before You Retire?
Picture Dave, a 52 year old father of three who plans on working until he can no longer stand to work. He really hasn’t saved much for retirement and has a mortgage payment of $1,200 with $50,000 left on the mortgage. He and his wife have approximately $40,000 in savings and investments and he is […]
Leaving Your Children an Inheritance – Rethinking the Issue
In my post, “Should You Leave an Inheritance to Your Children?”, I concluded that giving some inheritance to my children while I am still alive is a good idea. While I haven’t totally changed those plans, Randy Alcorn’s book “Managing God’s Money”, has me rethinking this entire inheritance issue…again. The following thoughts are worth considering […]
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