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Personal Finance By The Book

Personal Finance By The Book

Is it OK to Tithe With a Credit Card?

March 6, 2013 by Tim 23 Comments

One of the latest waves in churches is to have online tithing.  It makes sense when you think about how the online payment processing industry has grown in the last few years.  People are more comfortable putting their credit and debit card information on payment sites and it becomes a normal part of every day […]

Filed Under: Biblical Thoughts On Finance

What Keeps You Awake At Night?

February 27, 2013 by Joe Plemon 1 Comment

A Discovery Health study indicates that 80 percent of respondents do not get enough sleep.  Furthermore, the effects of sleep deprivation are much more profound than feeling a bit drowsy: memory loss, weight fluctuations, a weakened immune system and high blood pressure.  And the number one cause, according to sleep.com web site, is stress. Some […]

Filed Under: Budgeting, Debt, Retirement

My Christmas Wishes for You

December 19, 2012 by Joe Plemon 2 Comments

I wish that you love this season as much as I do.  I have many fond childhood memories of Christmas, not so much of the gifts I received (although that red Schwin bicycle on my 12th Christmas was a sweet surprise), but simply the feeling of good will that pervaded my family, my neighborhood and […]

Filed Under: Random

7 Last Minute Tips for Black Friday Shoppers

November 21, 2012 by Joe Plemon 1 Comment

7 Last Minute Tips for Black Friday Shoppers

Black Friday, the crazy day where retailers tempt shoppers by slashing prices on selected items to nearly insane lows is nearly upon us.   If you are a Black Friday shopper, these tips should help you survive, or maybe even enjoy the crowds while you seek those bargains.  1. No credit cards. The perfect item […]

Filed Under: Dollars and Sense

Should You File That Insurance Claim?

August 29, 2012 by Joe Plemon 21 Comments

Our daughter Jaime recently called to tell us, through angry tears, that she learned from her mortgage company that her homeowner’s insurance policy had been cancelled. Evidently, when the mortgage holder tried to make a payment from Jaime’s escrow account, the insurance company couldn’t accept it because Jaime was no longer insured. After cooling down […]

Filed Under: Dollars and Sense, Insurance

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