• Home
  • About
  • Budgeting
  • Debt
  • Money Sense
  • Retirement

Personal Finance By The Book

Personal Finance By The Book

Retirement Redefined: 5 Simple Tips You Hadn’t Considered

July 11, 2011 by Joe Plemon 8 Comments

The traditional view of retirement — working for the same company your entire career and then retiring to draw a lifetime pension — is a thing of the past. Yes, some government workers continue to retire with paid pension plans, but as states and municipalities continue to fight for survival, these pension plans will also […]

Filed Under: Life Planning, Retirement, social security

Should a College Student Invest for Retirement?

June 29, 2011 by Joe Plemon 19 Comments

I recently received a delightful letter from a college student who wanted my advice about investing for retirement. I say delightful because I simply don’t get many money management for college students requests, especially about retirement planning. 

Filed Under: Investing, Retirement

4 Reasons to Start Your Social Security Early

May 30, 2011 by Joe Plemon 20 Comments

Four Reasons to Start Your Social Security Early

Most retirees ponder this question: “When should I start taking my Social Security benefits … at age 62? At full retirement age? Somewhere in between?” The conventional response to this question is “Wait as long as you can.” After all, those whose full retirement age is 66 will face a 25% lifetime reduction by starting […]

Filed Under: Retirement, social security

How to Have a Good Retirement When Things Are Looking Bad

May 16, 2011 by Joe Plemon 13 Comments

How to Have a Good Retirement When Things are Looking Bad

For many Americans, the prospect of a dream retirement is fading.  However, those very factors which produce so much gloom can actually make retirement better.  Hold that thought as we first examine the bad news about retirement.

Filed Under: Life Planning, Retirement

My Answer to Reader: Do the Math and Leave Your 401(k) Alone

May 9, 2011 by Joe Plemon 15 Comments

A reader recently wrote the following comment on my post 4 Reasons You Should Not Use Your 401k to Pay Off Your Credit Card so I have pasted both the comment and my answer, hoping that you readers will help scrutinize my logic and point out any flaws you may notice.  Obviously, I made some […]

Filed Under: Investing, Life Planning, Retirement

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • …
  • 8
  • Next Page »
  • About
  • Contact
  • Privacy Policy

Copyright © 2025 · Remobile Pro on Genesis Framework · WordPress · Log in