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Personal Finance By The Book

Personal Finance By The Book

Do I Need a Living Trust, a Will or Both?

May 2, 2012 by Tim 4 Comments

Many people do not really enjoy thinking about their impending passing from this earth, which means that questions about wills, trusts, and estate distribution can be disconcerting.  Still, it’s smart to consider what will happen to your estate and your sentimental belongings at your passing.  Keep in mind that the more you prepare for that […]

Filed Under: Life Planning, Random

Book Review: Managing God’s Money by Randy Alcorn

July 15, 2011 by Joe Plemon 5 Comments

Managing God’s Money, Randy Alcorn’s most recent book, is a life changer. I say this because the book has been a catalyst in initiating conversations with my wife that we never would have had otherwise. We already knew that everything belongs to God. We already understood the principles of being property managers for God. We […]

Filed Under: Random

Spending Money You Do Not Have

March 7, 2011 by Tim 8 Comments

Consumer debt in America has skyrocketed. According to the U.S. Treasury, consumer debt has jumped from $355 billion in 1980 to a staggering $2.4 trillion in 2010.  With credit cards as one of the biggest culprits of America’s spending spree, it’s easy to see how we’ve fostered a society that thinks it’s OK to spend […]

Filed Under: Budgeting, Debt, Random

6 Negotiating Tips to Put You On Top

February 16, 2011 by Tim 12 Comments

Six Negotiating Tips to Put You On Top

Have you ever felt trapped during a negotiation?  You shouldn’t feel that way at all.  If you’re trying to find the best deal, you need to be prepared to negotiate like a pro – and I’m confident you can if you remember these tips.

Filed Under: Random, Self Improvement

Should Christians Use Faith Based Mutual Funds?

January 12, 2011 by Tim 8 Comments

According to the Social Investment Forum, socially responsible investing (SRI) makes up over 12% of all U.S. invested funds. SRI mutual funds screen out investments in companies that are harmful to individuals, the community or the environment. With over 250 SRI mutual funds available, it’s easy to see how popular of a choice it is […]

Filed Under: Investing, Random, Retirement

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