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Personal Finance By The Book

Personal Finance By The Book

Rising National Debt Makes Roth IRA a Good Choice

April 13, 2018 by Joe Plemon Leave a Comment

credit: epicharmus Assuming you are investing for future retirement, you should seriously consider the Roth IRA (Individual Retirement Account). I am already a huge fan of the Roth, but as the national debt increases with federal bailouts and stimulus packages, the Roth is looking better all of the time. Let me explain. With the traditional […]

Filed Under: Debt, Economy, Random

Lessons From a Thanksgiving Miracle

November 25, 2013 by Joe Plemon 3 Comments

The Pilgrims’ first winter after arriving at Plymouth was a tragic one – about half of the original 102 adventurers died from exposure, scurvy and outbreaks of contagious disease.  When spring came, the survivors, weakened by illness and malnutrition, experienced an astonishing miracle: a visit from an Abenaki Indian who greeted them in English. Several […]

Filed Under: Biblical Thoughts On Finance, Random

How Do You Measure Success?

June 28, 2013 by Joe Plemon 11 Comments

Last fall, at a class reunion in Palm Springs, CA, 39-year-old Steven Burton wore dress Navy attire displaying the Navy Cross, the highest medal that can be awarded by the United States Department of the Navy. This award is given for “extreme gallantry and risk of life in actual combat with an armed enemy force […]

Filed Under: Life Planning, Random

My Christmas Wishes for You

December 19, 2012 by Joe Plemon 2 Comments

I wish that you love this season as much as I do.  I have many fond childhood memories of Christmas, not so much of the gifts I received (although that red Schwin bicycle on my 12th Christmas was a sweet surprise), but simply the feeling of good will that pervaded my family, my neighborhood and […]

Filed Under: Random

How we saved 75% off our vacation this year

May 16, 2012 by Bob 4 Comments

This February I took off for what we called a bit of a sabbatical rather than a vacation. But either way it was great. We rented a condo on the beach and it was SO much cheaper than our hotel-hopping vacation that we took last year. So if you have a few minutes I will explain what […]

Filed Under: Random

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