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Personal Finance By The Book

Personal Finance By The Book

How Learning to Say “No” Will Help Your Life and Your Finances

June 7, 2010 by Joe Plemon 15 Comments

Marti had begun to see a pattern in her life. In her words, “When someone needs four hours with me, I can’t say no. But when I need someone for ten minutes, I can’t ask for help. Is there a computer chip in my brain I could replace?” Jim had never been able to say […]

Filed Under: Dollars and Sense, Life Planning

Why Joe and Jan Do Not Have Long Term Care Insurance

May 19, 2010 by Joe Plemon 14 Comments

In spite of what the title seems to infer, this post is not about the pros and cons of Long Term Care Insurance (LTCI); it is simply a post about Joe and Jan … and why they don’t have Long Term Care Insurance. Some background The year before I turned 60, I started researching Long […]

Filed Under: Insurance, Life Planning

Change Your Mindset and Save a Fortune: 200,000 Miles is the New 100,000 Miles

April 28, 2010 by Joe Plemon 67 Comments

photo credit: gwdexter I grew up in an era when a car was considered junk if it ever made it to 100,000 miles. Even the manufacturers weren’t optimistic about their cars achieving the 100,000 mile plateau – the odometers maxed out at 99,999.

Filed Under: Dollars and Sense, Life Planning, Vehicles

With Apologies to Dave Ramsey, One Size Doesn’t Always Fit All

April 5, 2010 by Joe Plemon 41 Comments

With Apologies to Dave Ramsey - One Size Doesn't Always Fit All!

Before you jump to the wrong conclusion, let me state that the purpose of this post is not to trash Dave Ramsey. Just check my “About” page to read how Dave, his teachings and his books have turned my life around. You will also read that I am a Dave Ramsey certified counselor. I drank […]

Filed Under: Dave Ramsey, Dollars and Sense, Life Planning

Deal With Conflict by Standing For Good

April 2, 2010 by Joe Plemon Leave a Comment

photo credit: dierk schaefer 1 Cor 16:8,9 “But I will stay in Ephesus until Pentecost, for a wide door for effective work has opened to me, and there are many adversaries.” How do you handle conflict? I realize that many smart people tell us that conflict is a positive thing: it pushes issues to the […]

Filed Under: Biblical Thoughts On Finance, Life Planning

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