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Personal Finance By The Book

Personal Finance By The Book

Financial Tips for Life After Divorce

September 22, 2010 by Joe Plemon 19 Comments

Financial Tips for Life After Divorce

I have heard it said that divorce turns marriage into a financial transaction. Any of you who have been divorced will vouch for the truth in those words. On a personal note, my parents were divorced when I was quite young and my family has seen divorce up close several times. We know that making […]

Filed Under: Debt, Dollars and Sense, Life Planning

Four Ways a Part Time Job Will Change Your Life Forever

September 20, 2010 by Joe Plemon 30 Comments

If you associate “part time job” with drudgery, exhaustion and meaningless toil, this article is not for you. The right part time job, however, done with purpose and parameters, can be a life changing experience. Read on for four ways a part time job can change your life forever.

Filed Under: Career, Debt, Life Planning

You CAN Afford That Baby – 10 Money Saving Tips

August 9, 2010 by Joe Plemon 22 Comments

You have read those cost projections for raising children. MSN, back in 2001 projected a cost of $249,180 (over $350,000 in 2010 dollars) for a family with a $65,800 or greater income. The Baby Center web site tells us the cost of raising a child from baby to adulthood is $266,698. The Wall Street Journal […]

Filed Under: Budgeting, Dollars and Sense, Insurance, Life Planning, Retirement

Premarital Financial Quiz: Are You Ready to Tie the Knot?

July 19, 2010 by Joe Plemon 11 Comments

Premarital Financial Quiz: Are You Ready to Tie the Knot?

You are probably not surprised to read that the divorce rate in the United States has been 50% for the past 25 years.  However, you might not realize that premarital counseling reduces that number by 30%.  And since money issues are one of the top reasons for divorce, every couple considering marriage should get some […]

Filed Under: Life Planning

How to Get Personal Finance Taught in a Public High School

June 30, 2010 by Joe Plemon 23 Comments

In contemplating whether to write this post, I weighed the negative aspect of “tooting my own horn” with the positive aspect of helping get more high schoolers some solid financial training. One compelling factor in my decision is that Austin Morgan at Foreigner’s Finances had already shared this info in our recent podcast interview. Soooo…the […]

Filed Under: Dave Ramsey, Life Planning

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