Because the letter was in a very plain, unofficial, innocuous looking envelope, I nearly pitched it. However, I decided to give it a look. Good thing! Here it is:
Are Extended Warranties Worth It? It Depends.
Financial guru Dave Ramsey states unequivocally that extended warranties are rip-offs. As a Ramsey follower, I agree. I regularly smile and say “no thank you” when Best Buy or Wal-Mart asks, “would you like a warranty with that product?” Reasons to self insure Because these warranties are high profit items (many studies indicate over 50%), […]
Your Emergency Fund is for More Than Emergencies
Homer and Tricia (fictitious names) were doing well. Or so it seemed. Homer had a good paying government job and Tricia was self employed. They had a mortgage on a nice house and were making payments on a nearly new car. They carried credit card debt, but “so does everyone”, they reasoned. Then the unexpected […]
How to Help Your Child Purchase That First Car
Requiring your teen to work and save for her first car is a great life lesson. We have done a few things right and several things wrong in helping our four children get that first car. Hopefully, you can repeat our “rights” and avoid our “wrongs” as we explore the issue of helping your teen […]
You CAN Afford That Baby – 10 Money Saving Tips
You have read those cost projections for raising children. MSN, back in 2001 projected a cost of $249,180 (over $350,000 in 2010 dollars) for a family with a $65,800 or greater income. The Baby Center web site tells us the cost of raising a child from baby to adulthood is $266,698. The Wall Street Journal […]