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Personal Finance By The Book

Personal Finance By The Book

Saving Thousands in College Costs

February 13, 2012 by Tim 6 Comments

Last year, the average tuition costs for a private college increased by 4.3% according to College Board.  Think that’s bad?  The average public university saw increases in tuition equal to 8.3% in 2011.  It doesn’t take a math major to see that the cost of attending college is getting quite expensive these days.  At that […]

Filed Under: Dollars and Sense

Making Money With Your Hobby: My Story

February 6, 2012 by Tim 7 Comments

I love to talk with my friends about business ideas and goals they have to ‘make it big’ someday.  But one of my pet peeves is when I hear them say, “I wish there was a way that I could make money now.”  I almost have to keep myself from staring back at them with […]

Filed Under: Dollars and Sense

When Money Was Real

January 30, 2012 by Alex 14 Comments

When I was young, money was real. I couldn’t get a ham and cheese sandwich for a nickel or anything like that, but I could use the 2 dollars I’d been saving to buy a pack of cards from the game shop or my favorite candy for 50 cents. When my dad took us kids […]

Filed Under: Dollars and Sense

“18 Months Same as Cash!” … Really?

January 25, 2012 by Joe Plemon 6 Comments

Is zero interest for 18 months REALLY zero interest?  If you can walk a tightrope while juggling flaming torches, then maybe.  But beware — many of these offers are fraught with conditions that will make your head spin. Best Buy, for example, is currently offering 18 months zero interest on all purchases over $429.  However, […]

Filed Under: Credit Cards, Debt, Dollars and Sense

How to Get the Most Gasoline Savings From Your Kroger Points

January 23, 2012 by Joe Plemon 21 Comments

When my home town Kroger store recently opened a gasoline station, I tried out their discounted fuel.  Not knowing exactly how the program worked, I simply asked for the biggest discount, which turned out to be $0.50 a gallon.  With my 18 gallon purchase, I saved $9!  Needless to say, I like this program! To […]

Filed Under: Dollars and Sense

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