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Personal Finance By The Book

Personal Finance By The Book

Is The Check Engine Light On For Your Finances?

March 19, 2012 by Tim 2 Comments

It usually catches you when you least expect it and often means that you’ll be shelling out some money in the near future.  Yes, I’m talking about the check engine light in your car. (Were you expecting me to say kids?  I suppose that works too!)

Filed Under: Dollars and Sense

Are Separate Checking Accounts a Harbinger of Marital Problems?

March 12, 2012 by Joe Plemon 9 Comments

Are Separate Checking Accounts a Harbinger of Marital Problems

In my financial counseling practice, I occasionally meet a couple who operates their household budget from two separate accounts: a “his” account and a “her” account.  When I ask them why, they normally respond with,  “I am not sure” or “We have always done it this way” or “I like to control my own money” […]

Filed Under: Dollars and Sense, Family

The Bread Is God’s

March 9, 2012 by Alex 2 Comments

You’ve heard of Dietrich Bonhoeffer, right? Since his biography came out, everyone is a Bonhoeffer fan. And why shouldn’t they be? He stood against Hitler (the only man everyone agrees deserves to go to Hell) and eventually died fighting the Nazis and spreading the Gospel of Christ. He’s a cool dude, and his biography is […]

Filed Under: Biblical Thoughts On Finance, Dollars and Sense

How Should Christians Tip?

March 5, 2012 by Alex 6 Comments

Here’s something the Christian community needs to think long and hard about: Tipping. We’re lousy tippers. Every server will confirm that Sunday lunch is one of the worst days of the week. The Christians get out of church, demand more than any other customer, hang around for an hour or more, and follow it up […]

Filed Under: Dollars and Sense

Are Extended Warranties Worth It? It Depends.

February 15, 2012 by Joe Plemon 9 Comments

Financial guru Dave Ramsey states unequivocally that extended warranties are rip-offs.  As a Ramsey follower, I agree.  I regularly smile and say “no thank you” when Best Buy or Wal-Mart asks, “would you like a warranty with that product?” Reasons to self insure Because these warranties are high profit items (many studies indicate over 50%), […]

Filed Under: Dollars and Sense, Insurance

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