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Personal Finance By The Book

Personal Finance By The Book

Five Tips for Saving Money and Losing Weight

September 1, 2009 by Joe Plemon Leave a Comment

Saving money is much like losing weight. Both are simple concepts (spend less than you make to save money…eat less and exercise more to lose weight) but neither are easily accomplished. These five tips will not only show you how to save,  but also lose some weight in the process. 1. Get mad. At yourself, […]

Filed Under: Dollars and Sense

Teaching Your Children About Money: Where it Comes From and How to Handle it

August 31, 2009 by Joe Plemon Leave a Comment

Teaching Your Children about Money

Parents: how did you learn about money? Most of us learned from two sources: the values passed down to us and our own mistakes. Because your children will learn the same way, your job is to instill enough of the right values that the mistakes they are bound to make will be minimized. So how […]

Filed Under: Dollars and Sense

Does Personal Finance Help Us Understand National Economics?

August 26, 2009 by Joe Plemon 3 Comments

photo credit: Universidad de Navarra I do a fair job of understanding personal finance, but the science of national economics seems to escape me. I therefore attempt to make some sense of macro-economics by making application of micro-economics. In other words, I ask myself, “What would happen if my wife and I did the same […]

Filed Under: Dollars and Sense

Reversing the Question Can Help Your Decision

August 24, 2009 by Joe Plemon 1 Comment

photo credit: sparkle_lavalamp Have you ever seen one of those ultra close-ups of an everyday object? No matter how hard you look, you just can’t figure it out until you back away to see the entire object. Sometimes financial decisions can be like that; you only get clarity by looking from a different perspective. One […]

Filed Under: Dollars and Sense

Kick Your Tires, Not Yourself: Do it yourself car transaction can save you thousands

August 19, 2009 by Joe Plemon 9 Comments

photo credit: gprasmus With the “Cash for Clunkers” program (is it or is it not still in effect?) hiccuping along, some are getting great deals on their new cars. My advice is to take advantage of “Cash for Clunkers” only if you are planning to buy a new vehicle anyway and only if you can […]

Filed Under: Dollars and Sense

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