If the following sentence sets off high anxiety in your life, this post is for you. It is November and Christmas is next month. Do you want to join the spirit of the season but the debt from last Christmas still plagues you? Does the memory of last January’s credit card statement set off heart […]
“Save Up”: A Forgotten Phrase
photo credit: Stevie-B In the summer of 1957 a big black water gun the size and shape of a machine gun called to me from the display window of Livingston’s Pharmacy on 10th Street in Mt Vernon, Illinois. The only water guns I had ever seen were actually called “squirt guns”, probably because they were […]
What To Do With Equity From Sale of House
photo credit: woodleywonderworks The following is a question I was recently asked. Please feel free to comment if you like my logic or if you have other ideas. As always, thanks for reading. Q: Joe, I am in the process of selling my house and purchasing another house. With the $60,000 I will clear from […]
Six Tips For Buying a Car You Can Afford
Buying a car is a big deal. You want to get a great car that you love but you also don’t want to pay more than you can afford. These tips will walk you through the process so that you can feel good about your purchase, not only the day you take possession but also […]
Use Your Emergency Fund to Save on Insurance Premiums
photo credit: alancleaver_2000 Your emergency savings is set aside to be used for NOTHING but emergencies. Right? Right! But that very fund (3-6 months of income) can also be used to help save on insurance premiums. On a side note, make sure your emergency fund is in a high yield interest savings account. Think of […]