photo credit: KrissZPhotography What is the Wealth Effect? Did you know that recessions are good for your savings account, but a booming economy tends to drain your savings? It’s true. In April, 2005, when the stock market was booming, personal savings in the United States dipped to 1% but jumped to as high as 6% […]
Are You Making Pascal’s Wager With Your Finances?
“Pascal’s Wager” , an argument for belief in God, was formulated by 17th Century French Philosopher and Christian apologist Blaise Pascal. The Wager Defined The “Wager” argues that if one lives as an agnostic, he is betting his life on the non-existence of God. If, upon death, he discovers that he was wrong, then his […]
Eight Tips For Christmas Shopping Procrastinators
photo credit: daveynin OK. Black Friday has come and gone. Cyber Monday is over. Memo to those of you who have completed your Christmas shopping: “I think you are awesome and I tip my hat to you, but you need read no further. This post is not for you.” For the rest of us procrastinators […]
Five Advantages of a Health Savings Account
If you are like me, the constant barrage of news coverage on Health Care Reform is about to make you sick. But while our legislators are debating various solutions, a great one for many of you is already in effect: the Health Savings Account (HSA). Many are reviewing their health insurance options during open enrollment […]
Four Reasons Why Wealth Should NOT Be Your Financial Goal
photo credit: albertopveiga I love writing financial tips to help you better manage your money. I want you to get out of debt, have a sound emergency fund and a plan to retire with dignity. I want you to learn enough good financial habits that you will, over time, accumulate wealth. But I don’t want […]
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