If you have been waiting for gasoline prices to go back down, you may be in for a long wait. It seems that higher gasoline prices are here to stay, so instead of passively hoping for them to go back down, it is time to be proactively cope with them. These tips will help.
Your Emergency Fund is for More Than Emergencies
Homer and Tricia (fictitious names) were doing well. Or so it seemed. Homer had a good paying government job and Tricia was self employed. They had a mortgage on a nice house and were making payments on a nearly new car. They carried credit card debt, but “so does everyone”, they reasoned. Then the unexpected […]
Co-signing for Your Spouse – Something to Think Twice About
I discourage co-signing for two reasons: it doesn’t help the one who is making the request and it invites trouble in the relationship. The reason someone needs a co-signer is because the potential lender has determined that this particular borrower is not a good risk. Therefore, the best way to help this borrower face the […]
Buying Quality vs. Buying Cheap
I hate it when things break, don’t you? Maybe you can relate to what happened to me last week. We just finished moving into our new place and unpacked our appliances. Now before I share about the great appliance mishap, let me preface quickly. We couldn’t take the microwave from our old apartment because it […]
Johnny Appleseed: An Unlikely Entrepreneur
Johnny Appleseed was born John Chapman on September 26, 1774. He was an American pioneer nurseryman and missionary who became an American legend while still living, not only because of his great leadership in conservation, but also because of his kind and generous ways. According to this definition of entrepreneur: “A person who organizes and […]
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