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Personal Finance By The Book

Personal Finance By The Book

Buying Quality vs. Buying Cheap

August 8, 2011 by Tim 7 Comments

I hate it when things break, don’t you?  Maybe you can relate to what happened to me last week.  We just finished moving into our new place and unpacked our appliances.  Now before I share about the great appliance mishap, let me preface quickly. We couldn’t take the microwave from our old apartment because it […]

Filed Under: Case Studies, Dollars and Sense

Settling an Insurance Claim After an Accident – Struggling with Guilt, Doubt and Greed

July 14, 2010 by Joe Plemon 13 Comments

Our normal anxieties in dealing with insurance companies are based on the concern that we won’t be sufficiently compensated. However, not everyone fits this mold.  This post is based on an email from one of my clients (I will call her Carol) who, because she had been injured in an auto accident, is in the […]

Filed Under: Biblical Thoughts On Finance, Case Studies, Dollars and Sense, Insurance

A Great Phone Call

June 11, 2010 by Joe Plemon 8 Comments

As you may know, I am a self employed financial counselor, meaning that I help people devise a plan to reach their financial goals. I wish that I could say that every story has a happy ending, but life is real and story book endings don’t always happen. You may remember reading The Sad Tale […]

Filed Under: Case Studies, Debt

The Sad Tale of Clarence and Evita

April 26, 2010 by Joe Plemon 10 Comments

photo credit: Let Ideas Compete Clarence and Evita (not real names) came to see me recently for financial counseling. As they entered my office, I noticed that Evita walked slowly, with a noticeable limp. Clarence, white hair with matching full beard, offered friendly banter. After introductions, I asked them what their short term financial goals […]

Filed Under: Case Studies

Debt Free in One Year: A True Story

December 9, 2009 by Joe Plemon 51 Comments

This post was awarded Runner-up in Free Money Finance 2010 March Money Madness contest. Erin, “Debt free for me means that we have more choices, more freedom and less that will hold us down keeping us from what and where we want to be.” Jeremy, “It means tremendous peace…now we can pay ourselves every month.” […]

Filed Under: Case Studies, Debt

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