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Personal Finance By The Book

Personal Finance By The Book

How Blacksmiths, Budgets, and Cartoons Can Reshape our Finances

September 7, 2011 by Tim 2 Comments

Forging is the oldest known metalworking process.  It’s an ancient practice that involves heating metal in order to reshape it with a tool like a hammer and anvil.  For those gen-x and y readers, you might remember the anvil from Wile E. Coyote and Road Runner – aah, yes, the thing you drop from a […]

Filed Under: Budgeting

Indulging in Life’s Luxuries

August 29, 2011 by Tim 1 Comment

What are your life’s little luxuries?  You know, those things that you could go without, but really enjoy when you indulge in.  For some, it might be eating out.  Others may consider going to the movies every month a luxury they really enjoy.  For me, the first thing I can think of is a small […]

Filed Under: Budgeting

Should You Pay Off Your Home Before You Retire?

August 15, 2011 by Tim 6 Comments

Should You Pay Off Your Home Before You Retire?

Picture Dave, a 52 year old father of three who plans on working until he can no longer stand to work.  He really hasn’t saved much for retirement and has a mortgage payment of $1,200 with $50,000 left on the mortgage.  He and his wife have approximately $40,000 in savings and investments and he is […]

Filed Under: Debt, Retirement

Buying Quality vs. Buying Cheap

August 8, 2011 by Tim 7 Comments

I hate it when things break, don’t you?  Maybe you can relate to what happened to me last week.  We just finished moving into our new place and unpacked our appliances.  Now before I share about the great appliance mishap, let me preface quickly. We couldn’t take the microwave from our old apartment because it […]

Filed Under: Case Studies, Dollars and Sense

7 Tips To Save Money at Baseball Games

July 25, 2011 by Tim 2 Comments

Seven Tips to Save Money at Baseball Games

One of my favorite things to do in the summer is to attend baseball games.  There’s just something fun about being a part of the crowd, sitting outside, and watching people cheer for the home team.  While I’m not a baseball fanatic (though it would seem so with the number of baseball articles I write..) […]

Filed Under: Dollars and Sense

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