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Personal Finance By The Book

Personal Finance By The Book

Get in Shape in 2012 Without Breaking the Bank

December 28, 2011 by Tim 2 Comments

This phrase usually makes its way onto New Year’s resolution lists every January:  “Get in shape.”  Another common one is “get rid of debt.”  The problem with these two goals is that, if not approached the right way, you could end up getting in even more debt and staying in the same shape that you […]

Filed Under: Self Improvement

7 Ways to Winterize Your Home

December 14, 2011 by Tim 2 Comments

With the temperatures dropping fast, it’s time for you to start thinking about winterizing your home.  A few steps can help your home stay energy efficient without sacrificing your family’s comfort.  Most of these things can be done in a day, so take some time this week to check these off of your to-do list.

Filed Under: Dollars and Sense

Surviving in a Sea of Debt

November 21, 2011 by Tim 2 Comments

I read a fascinating article the other day from the Discovery Channel’s How Stuff Works website.  The article shared strategies for surviving adrift in the ocean.  While I don’t ever plan on being stranded in the ocean (who does, right?) it was still a captivating read.  I’ve never been a fan of the open waters […]

Filed Under: Debt

What Are Junk Bonds and Should You Invest in Them?

November 7, 2011 by Tim 2 Comments

The phrase ‘junk bond’ has been tossed around quite a bit during this financial downturn and it’s worth investigating exactly what  people mean by the term.  If you were thinking that a junk bond was a sleazy investment like a ponzi scheme, you should keep reading, because that’s not the definition of a junk bond.  […]

Filed Under: Investing

How Has The Economy Changed You?

October 31, 2011 by Tim 1 Comment

A recent article in Money Magazine provided some interesting statistics.  A group of people was asked how they felt the economy would impact their lives.  From questions about children to retirement and family life, the results were interesting to read. 53% of Americans aren’t sure their kids will be better off than they are. How […]

Filed Under: Economy, Family, Life Planning, Retirement

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