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Personal Finance By The Book

Personal Finance By The Book

How To Choose the Debt Repayment Strategy That Is Right for You

September 7, 2022 by Bob Leave a Comment

There are multiple strategies for repaying debts, and which one is the best for you will depend on what you view as most important. The most important things to consider are: Keeping morale up, Saving money, and Ensuring the plans will work. We will examine why you may need a debt repayment strategy, learn about […]

Filed Under: Debt Tagged With: Avalanche method, Snowball method

The Top 10 Benefits of Having an FSA or HSA

August 4, 2022 by Bob Leave a Comment

According to a recent study by USA Today, the average couple can expect to spend over $300,000 on healthcare in retirement. While many think their cost of living will decrease in retirement, prices often increase. Having an HSA or FSA can help with significant medical expenses. A health savings account can also benefit your loved […]

Filed Under: Life Planning

6 Ways to Find Missing Money in Your Life

July 27, 2022 by Bob Leave a Comment

Stumbling on a wad of cash sounds like something from a movie. You might be surprised, but many people have unclaimed money waiting for them. This could include refunds, old bank accounts, forgotten deposit boxes, lost wages, settlements, or insurance policies. Whether you’re living paycheck to paycheck or maximizing ways to boost your savings, locating […]

Filed Under: Money

Best Companies and Jobs That Will Pay For College Degrees

May 24, 2022 by Bob Leave a Comment

The desire to further your education can often be hindered by your ability to juggle your financial responsibilities and dedicate time to succeeding at school. As a result, it may seem like you must choose either school or work. But believe it or not, some companies will assist you in furthering your education while simultaneously […]

Filed Under: Money, Self Improvement

5 Tips to Separate Financial Wants and Needs

May 10, 2022 by Bob Leave a Comment

For many people, deciding whether something is a ‘want’ or a ‘need’ can be incredibly difficult, especially if money is tight. However, many do not realize that learning to separate the two can seriously improve finances, allowing you to cut back on unnecessary spending and begin to save some money for when you need it. […]

Filed Under: Budgeting

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