photo credit: occam 1Ti 6:6 “Of course, godliness with contentment does bring a great profit.” When asked which behaviors and attitudes are important for winning financially, most people would say, “Stay out of debt” or “Live on less than you make” or simply “Save”. All great answers. But how many of you would say, “Contentment”? […]
10 Tips on How to Graduate College Debt Free
Prospective college students: this is for you. The choices you make on funding your college will impact your life for years to come. Sure, you can take the easy path and borrow the money. But I challenge you to be different: make sacrifices and avoid the a debt problem. No College Savings? You can still […]
Is Direct Selling Right For You?
photo credit: h.koppdelaney With unemployment rising and more people looking for new and innovative job opportunities, it is no coincidence that Mary Kay Cosmetics reported a 22 percent increase in its new sales force in the first quarter of 2009 and Avon reported a 51 percent increase in March of its direct sales representatives. I […]
Are You Ready For Retirement?
I am almost 62 years old. Am I ready to quit working and retire? Will Social Security take care of me? Because Social Security income is intended to supplement other retirement income, it alone is not enough to take care of you. If you have no other income source, I recommend that you continue working […]
How Does Debt Snowball Work?
Q: I understand that you recommend a Debt Snowball to help people get out of debt. Could you explain how this works? A: Sure, but let me preface this by saying that unless you are ready to make radical changes in your life, the Debt Snowball or any other technique to reduce debt is not […]