photo credit: Kevin Krejci Assuming you are investing for future retirement, you should seriously consider the Roth IRA (Individual Retirement Agreement). I am already a huge fan of the Roth, but as the national debt increases with federal bailouts and stimulus packages, the Roth IRA is looking better all of the time. Let me explain. […]
Five Tips for Saving Money and Losing Weight
Saving money is much like losing weight. Both are simple concepts (spend less than you make to save money…eat less and exercise more to lose weight) but neither are easily accomplished. These five tips will not only show you how to save, but also lose some weight in the process. 1. Get mad. At yourself, […]
Teaching Your Children About Money: Where it Comes From and How to Handle it
Parents: how did you learn about money? Most of us learned from two sources: the values passed down to us and our own mistakes. Because your children will learn the same way, your job is to instill enough of the right values that the mistakes they are bound to make will be minimized. So how […]
How Do Your Friends Affect Your Finances?
Proverbs 27:17 “Iron sharpens iron, and one man sharpens another.” Of course I could be wrong, but I would guess that you and your friends have similar incomes and spending habits. You belong to the same organizations, enjoy the same recreation, eat at the same restaurants and maybe even vacation together. You shop at the […]
Does Personal Finance Help Us Understand National Economics?
photo credit: Universidad de Navarra I do a fair job of understanding personal finance, but the science of national economics seems to escape me. I therefore attempt to make some sense of macro-economics by making application of micro-economics. In other words, I ask myself, “What would happen if my wife and I did the same […]
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