photo credit: woodleywonderworks The following is a question I was recently asked. Please feel free to comment if you like my logic or if you have other ideas. As always, thanks for reading. Q: Joe, I am in the process of selling my house and purchasing another house. With the $60,000 I will clear from […]
Six Tips For Buying a Car You Can Afford
Buying a car is a big deal. You want to get a great car that you love but you also don’t want to pay more than you can afford. These tips will walk you through the process so that you can feel good about your purchase, not only the day you take possession but also […]
Your Future is Good
Psa 23:6 Surely goodness and mercy shall follow me all the days of my life, and I shall dwell in the house of the LORD forever. David did not differentiate between life on earth and life in heaven. For him, it was all the same. The venue changes but the life continues on…forever. Because he […]
Formula for Excellence: Practice for 10,000 Hours
photo credit: graymalkn Author Malcolm Gladwell, in his new book “Outliers”, shares his research that very few people achieve excellence without putting in at least 10,000 hours of preparation. His research dispels the notion that people can be at the top of their games with talent alone. Gladwell states, “The closer psychologists look at the […]
Dave Ramsey’s Baby Step 4: Invest 15% for Retirement
Congratulations! You have done lots of hard work and have demonstrated great discipline in the process of Dave Ramsey’s Baby Steps. First, you saved $1,000 in a small emergency fund (Step 1), which gave you a buffer against life while you strategically paid off all debt except your house (Step 2) using the debt snowball. […]
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