photo credit: h.koppdelaney A reader asked me the following question: “My parents, in their late 70’s, have no financial needs and a substantial emergency fund. In addition to the emergency savings, they also have $60,000 in a passbook savings account which they don’t know what to do with. They are not interested in taking much […]
Top Ten Grocery Saving Tips From the Expert (My Wife)
My wife is a remarkable homemaker; we could never have raised four children on a single income without her amazing skills and creativity. She was our family barber, the seamstress who patched the knees of torn jeans and the original creator of repurposing ideas, such as the homemade Halloween costumes (robot outfits made from egg cartons […]
Giving Cheerfully: I Am Learning
photo credit: Aa?on 2Co 9:7 “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.” Let me say at the outset that being a cheerful giver is not easy for me. I have given willingly throughout most of my years as a believer, […]
How to Prosper by Celebrating Your Marital Differences
photo credit: Dave or Atox Married couples: you are acutely aware that you and your spouse are very different. One of you loves to talk; the other is quiet. One is goal oriented; the other embraces the journey. One is punctual; the other tardy. One is introverted while the other is an extrovert. One is […]
Dave Ramsey’s Baby Step 6: Pay Off the House Early
photo credit: rutlo Dave cautions people who reach this step that they are in grave danger: danger of settling for “good enough” when, if they keep the course, they will experience “best”. People need to remember that the financial plan is like a marathon; slow and steady wins the race. However, the 18 mile mark […]
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