photo credit: Alex Campos ? Hyperventilation is defined as over breathing. Hypoventilation is the opposite: under breathing. The first will result in abnormally low levels of carbon dioxide in the blood. The second will result in too much carbon dioxide in the blood. Normal breathing maintains the perfect balance of oxygen and carbon dioxide in […]
Reverse Mortgages Part Three: What are the Disadvantages?
Jacqueline Marshal* and her husband Tom* were comfortably retired when Tom died unexpectedly. Because both of them had been drawing a Social Security pension, Jacqueline’s monthly income was reduced by $700 a month (the smaller of the two pensions) upon Tom’s death. Jacqueline considered replacing the bulk of that lost cash flow by taking out […]
Seven Ways God Works Through Our Finances
“Wait, Joe.” you may be thinking, “Doesn’t the bible say that ‘Money is the root of all evil’? Are you implying that a holy God would stoop so low as to work through something as vile as our finances?” My answers, to those two questions are “No” and “Yes”. The correct bible quote, from 1 Ti […]
Reverse Mortgages Part Two: What Are The Advantages?
photo credit: Maxwell GS When Donald Franklin became a widower he wasn’t prepared for the financial consequences. He and his wife Wilma had become accustomed to both of their pensions and both of their social security incomes. However, his survivor benefits paid him only half of her pension and none of her social security. Donald […]
People Are Begging for Financial Help. Five Things You Can Do
photo credit: vtdainfo The Recession is having some positive spin offs. A report from Mintel Comperemedia revealed that, because of the current economic crises, three in four adults are trying to increase their financial know how. Susan Menke, VP at Mintel Compermedia, comments: “The recession was a wake-up call for many Americans. They now feel […]
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