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Personal Finance By The Book

Personal Finance By The Book

Joe Plemon: Financial Writer

How Those “Easy Payments” Can Wreck Your Finances

September 13, 2010 by Joe Plemon 24 Comments

John and Deborah are a young married couple with decent jobs, bringing home $5,000 a month. Tired of their hand me down couch, they responded to a newspaper ad which claimed, “Easy Payments: 24 Months Same As Cash!” Once they saw … and sat on the leather couch, they knew it (and the matching love […]

Filed Under: Debt, Dollars and Sense

Your Financial Compass: Knowing Which Way is North

September 10, 2010 by Joe Plemon 16 Comments

Some people could be left in the middle of a forest at midnight and still know which way is north. Not me. I have very little sense of direction but I do quite well with a compass. In the world of finance, with pressures bombarding from all directions and advice (good and bad) from countless […]

Filed Under: Biblical Thoughts On Finance, Dollars and Sense

Three New Car Purchases to Steer Away From

September 6, 2010 by Joe Plemon 16 Comments

Nothing like a new car. Right? After all…it is – new! It drives like new, it has the new car smell and you are the very original owner. But there are times when a new car is exactly what you don’t need. Here are three:

Filed Under: Debt, Dollars and Sense, Vehicles

Dealing With Disaster: Lessons From Job

September 3, 2010 by Joe Plemon 6 Comments

Job was a very wealthy man; a good man who suffered greatly – not only losing his riches, but also his children and his health. His so-called friends told him it must be his own fault and his wife urged him to turn his back on God. Can you identify with Job? Have you lost […]

Filed Under: Biblical Thoughts On Finance, Self Improvement

Five Steps Toward Automating Your Way to Wealth

September 1, 2010 by Joe Plemon 22 Comments

5 Steps Toward Automating Your Way to Wealth

Will power just doesn’t get the job done. Sure, on a day when you are feeling particularly noble you might set aside an extra $50 in your savings account or pay an extra $25 on that credit card debt. But, if you are like most of us, starting a plan and sticking with it gives […]

Filed Under: Budgeting, Investing, Retirement

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