As you budget for the rising oil prices, you are likely considering only the extra money you will need for gasoline or heating your home. However, because the costs of other products and services are dictated by the price of oil, you will need to adjust accordingly. Here are some examples:
Helping Vs Enabling: How to Know the Difference
You have two noble goals: to help the needy and to be wise. Unfortunately, it is not always easy to do both simultaneously. Why? Because it is quite possible that your “help” isn’t actually helping…you might be enabling instead. Wisdom is being able to discern the difference…but how is that done?
Your Friends and Your Finances: For Better or For Worse?
Correct me if I am wrong, but I have a hunch that you and your friends have similar incomes and spending habits. It makes sense: you eat at the same restaurants, enjoy the same recreation, belong to the same organizations and maybe even vacation together. You probably shop at the same stores and spend similar […]
What is Your Debt Actually Costing You?
You already know that your debt is costing you, but have you considered just how much? And in what ways? I have a hunch that you are being affected in ways you might not even realize. So … let’s explore: what is the real cost of debt?
Selling Your House to Pay Off Debt: Good Idea or Bad?
Your debt load is so heavy it is consuming your life. Just when you feel there is no answer to your dilemma, you start eying the equity in your house. Pressured by the stress of your debt, you begin considering the unthinkable: selling your house to pay off debt. Should you? The answer is “maybe”. […]
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