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Personal Finance By The Book

Personal Finance By The Book

Joe Plemon: Financial Writer

A Prosperity Theology Dilemma: What Does “Living Like a King’s Kid” Really Mean?

August 5, 2011 by Joe Plemon 7 Comments

Prosperity theology, also known as the “health and wealth” gospel, teaches that the more we give away, the wealthier we become. It seems to me that no matter how this belief system is spun, it boils down to humans devising a wealth formula which obligates God to respond to our actions. Man thus becomes god […]

Filed Under: Biblical Thoughts On Finance

Is Dave Ramsey Wrong? With No Loans and No Credit Cards, I Still Have a Credit Score.

August 3, 2011 by Joe Plemon 22 Comments

Is Dave Ramsey Wrong? With No Loans and No Credit Cards, I still have a Credit Score.

When Janice and I became gazelle intense about getting out of debt, we did so hook, line and sinker. Once we paid our credit cards off, we either quit using them or cancelled them. Over the years, I have sporadically checked my credit report, but had never become curious enough to obtain my official credit […]

Filed Under: Credit Cards, Dave Ramsey

Johnny Appleseed: An Unlikely Entrepreneur

August 1, 2011 by Joe Plemon 13 Comments

Johnny Appleseed was born John Chapman on September 26, 1774. He was an American pioneer nurseryman and missionary who became an American legend while still living, not only because of his great leadership in conservation, but also because of his kind and generous ways.  According to this definition of entrepreneur: “A person who organizes and […]

Filed Under: Dollars and Sense

How to Help Your Child Purchase That First Car

July 18, 2011 by Joe Plemon 11 Comments

How to Help Your Child Purchase That First Car

Requiring your teen to work and save for her first car is a great life lesson. We have done a few things right and several things wrong in helping our four children get that first car. Hopefully, you can repeat our “rights” and avoid our “wrongs” as we explore the issue of helping your teen […]

Filed Under: Family, Insurance, Vehicles

Book Review: Managing God’s Money by Randy Alcorn

July 15, 2011 by Joe Plemon 5 Comments

Managing God’s Money, Randy Alcorn’s most recent book, is a life changer. I say this because the book has been a catalyst in initiating conversations with my wife that we never would have had otherwise. We already knew that everything belongs to God. We already understood the principles of being property managers for God. We […]

Filed Under: Random

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