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	<title>Comments on: What Is The Real Cost of Debt?</title>
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	<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/</link>
	<description>Making You a Winner at Money and Life</description>
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		<title>By: The Best of the Best in Money and Personal Finance #11 (Super Bowl Edition)</title>
		<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/comment-page-1/#comment-793</link>
		<dc:creator>The Best of the Best in Money and Personal Finance #11 (Super Bowl Edition)</dc:creator>
		<pubDate>Sun, 07 Feb 2010 19:08:23 +0000</pubDate>
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		<description>[...] Plemon presents What Is The Real Cost of Debt? posted at Personal Finance By The Book saying, &#8220;Debt is costly in more ways than one may [...]</description>
		<content:encoded><![CDATA[<p>[...] Plemon presents What Is The Real Cost of Debt? posted at Personal Finance By The Book saying, &#8220;Debt is costly in more ways than one may [...]</p>
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		<title>By: joeplemon</title>
		<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/comment-page-1/#comment-749</link>
		<dc:creator>joeplemon</dc:creator>
		<pubDate>Thu, 04 Feb 2010 02:36:16 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=1001#comment-749</guid>
		<description>Pam,
Thanks for stopping by and commenting.   Thanks also for sharing a great resource book, &quot;Wired for Wealth&quot; that has been helpful to you and hopefully helpful to others.   I love books that challenge us to really think about what we believe about money.</description>
		<content:encoded><![CDATA[<p>Pam,<br />
Thanks for stopping by and commenting.   Thanks also for sharing a great resource book, &#8220;Wired for Wealth&#8221; that has been helpful to you and hopefully helpful to others.   I love books that challenge us to really think about what we believe about money.</p>
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		<title>By: Pam</title>
		<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/comment-page-1/#comment-748</link>
		<dc:creator>Pam</dc:creator>
		<pubDate>Thu, 04 Feb 2010 01:54:10 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=1001#comment-748</guid>
		<description>I totally agree that bad debt has affects that go far beyond our finances.  Thanks for pointing out the true cost of debt and just how negative it can be in our lives if we let our money control us instead of being in control of our money.  I just read a great book called &quot;Wired For Wealth&quot; that was published last year that I think would be helpful for anyone who is struggling financially and needs help.  I found the book really insightful in making me think hard about what I believe about money.  Often people who go into deep debt have detrimental beliefs about money, and by reading this book I think they will find some guidance in how to change their money mindset.
.-= Pam&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/Pennysaverblog/~3/V5jM2k9By98/&quot; rel=&quot;nofollow&quot;&gt;Save Money On Your Taxes– Use A Spousal RRSP&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I totally agree that bad debt has affects that go far beyond our finances.  Thanks for pointing out the true cost of debt and just how negative it can be in our lives if we let our money control us instead of being in control of our money.  I just read a great book called &#8220;Wired For Wealth&#8221; that was published last year that I think would be helpful for anyone who is struggling financially and needs help.  I found the book really insightful in making me think hard about what I believe about money.  Often people who go into deep debt have detrimental beliefs about money, and by reading this book I think they will find some guidance in how to change their money mindset.<br />
<span class="cluv"> Pam&#180;s last blog ..<a href="http://feedproxy.google.com/~r/Pennysaverblog/~3/V5jM2k9By98/" rel="nofollow">Save Money On Your Taxes– Use A Spousal RRSP</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Festival of Frugality! &#124; Ultimate Money Blog- Save Green and Live Green!</title>
		<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/comment-page-1/#comment-705</link>
		<dc:creator>Festival of Frugality! &#124; Ultimate Money Blog- Save Green and Live Green!</dc:creator>
		<pubDate>Tue, 26 Jan 2010 10:08:22 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=1001#comment-705</guid>
		<description>[...] Plemon presents What Is The Real Cost of Debt? posted at Personal Finance By The [...]</description>
		<content:encoded><![CDATA[<p>[...] Plemon presents What Is The Real Cost of Debt? posted at Personal Finance By The [...]</p>
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		<title>By: joeplemon</title>
		<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/comment-page-1/#comment-679</link>
		<dc:creator>joeplemon</dc:creator>
		<pubDate>Mon, 18 Jan 2010 23:36:06 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=1001#comment-679</guid>
		<description>Borrow Money Fast,
I think you came up with a new category: strained relationships.  Because borrowing from friends and family is a recipe for problems, doing so should be avoided.  But once the personal loan is there and not being paid, the relationship will definitely be strained. 
Thanks for reading and commenting.</description>
		<content:encoded><![CDATA[<p>Borrow Money Fast,<br />
I think you came up with a new category: strained relationships.  Because borrowing from friends and family is a recipe for problems, doing so should be avoided.  But once the personal loan is there and not being paid, the relationship will definitely be strained.<br />
Thanks for reading and commenting.</p>
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		<title>By: Borrow Money Fast</title>
		<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/comment-page-1/#comment-678</link>
		<dc:creator>Borrow Money Fast</dc:creator>
		<pubDate>Mon, 18 Jan 2010 23:27:23 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=1001#comment-678</guid>
		<description>Hmm, along the lines of your &quot;marital costs,&quot; going into debt can also cost you friendships or relationships with family.  We all know how difficult it can be to say &quot;no&quot; to a friend in need.  What if you find yourself unable to repay your debts to friends or family?  Being in debt can also cause unnecessary strain in the relationships of those who we care about the most.</description>
		<content:encoded><![CDATA[<p>Hmm, along the lines of your &#8220;marital costs,&#8221; going into debt can also cost you friendships or relationships with family.  We all know how difficult it can be to say &#8220;no&#8221; to a friend in need.  What if you find yourself unable to repay your debts to friends or family?  Being in debt can also cause unnecessary strain in the relationships of those who we care about the most.</p>
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		<title>By: joeplemon</title>
		<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/comment-page-1/#comment-677</link>
		<dc:creator>joeplemon</dc:creator>
		<pubDate>Mon, 18 Jan 2010 22:24:57 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=1001#comment-677</guid>
		<description>Craig,
You are right...we often consider the &quot;finance&quot; much more than the &quot;personal&quot; in personal finance.  And although I thought of several &quot;non-finance&quot; costs, I am sure there are others.
Thanks for reading.  I always appreciate your thoughts.</description>
		<content:encoded><![CDATA[<p>Craig,<br />
You are right&#8230;we often consider the &#8220;finance&#8221; much more than the &#8220;personal&#8221; in personal finance.  And although I thought of several &#8220;non-finance&#8221; costs, I am sure there are others.<br />
Thanks for reading.  I always appreciate your thoughts.</p>
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		<title>By: Craig Ford</title>
		<link>http://personalfinancebythebook.com/what-is-the-real-cost-of-debt/comment-page-1/#comment-676</link>
		<dc:creator>Craig Ford</dc:creator>
		<pubDate>Mon, 18 Jan 2010 19:32:51 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=1001#comment-676</guid>
		<description>Thanks for pointing out all of the costs associated with debt.  I think many times in the personal finance field people think about every financial decision in terms of the calculator only.  There is so much more to personal finance and this post really highlights that reality.
.-= Craig Ford&#180;s last blog ..&lt;a href=&quot;http://www.moneyhelpforchristians.com/how-much-savings-for-retirement-is-enough/&quot; rel=&quot;nofollow&quot;&gt;How Much Savings for Retirement is Enough?&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Thanks for pointing out all of the costs associated with debt.  I think many times in the personal finance field people think about every financial decision in terms of the calculator only.  There is so much more to personal finance and this post really highlights that reality.<br />
<span class="cluv"> Craig Ford&#180;s last blog ..<a href="http://www.moneyhelpforchristians.com/how-much-savings-for-retirement-is-enough/" rel="nofollow">How Much Savings for Retirement is Enough?</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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