Comments on: What is a Security Freeze and Other Related Questions http://personalfinancebythebook.com/what-is-a-security-freeze-and-other-related-questions/ Making You a Winner at Money and Life Sat, 19 May 2012 22:49:31 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Our Identity Theft Experience http://personalfinancebythebook.com/what-is-a-security-freeze-and-other-related-questions/comment-page-1/#comment-5872 Our Identity Theft Experience Mon, 10 Jan 2011 10:02:18 +0000 http://personalfinancebythebook.com/?p=386#comment-5872 [...] the security freeze we had previously placed with all three credit reporting agencies, while giving us some identity [...] [...] the security freeze we had previously placed with all three credit reporting agencies, while giving us some identity [...]

]]> By: Home Finance Tip Blog » Carnival of Personal Finance 223: Financial meltdown, a year later http://personalfinancebythebook.com/what-is-a-security-freeze-and-other-related-questions/comment-page-1/#comment-309 Home Finance Tip Blog » Carnival of Personal Finance 223: Financial meltdown, a year later Tue, 22 Sep 2009 09:30:47 +0000 http://personalfinancebythebook.com/?p=386#comment-309 [...] Finance by the Book explains what a section withhold is (also famous as a assign freeze) and how it [...] [...] Finance by the Book explains what a section withhold is (also famous as a assign freeze) and how it [...]

]]> By: Estimated Tax Payment Reminder http://personalfinancebythebook.com/what-is-a-security-freeze-and-other-related-questions/comment-page-1/#comment-289 Estimated Tax Payment Reminder Sun, 13 Sep 2009 04:04:38 +0000 http://personalfinancebythebook.com/?p=386#comment-289 [...] What is a Security Freeze and Other Related Questions. Great tips for anyone who is concerned about having their identity stolen. [...] [...] What is a Security Freeze and Other Related Questions. Great tips for anyone who is concerned about having their identity stolen. [...]

]]> By: New House in Progress http://personalfinancebythebook.com/what-is-a-security-freeze-and-other-related-questions/comment-page-1/#comment-287 New House in Progress Sat, 12 Sep 2009 21:08:16 +0000 http://personalfinancebythebook.com/?p=386#comment-287 [...] What is a Security Freeze at Personal Finance By the Book [...] [...] What is a Security Freeze at Personal Finance By the Book [...]

]]> By: Korwin http://personalfinancebythebook.com/what-is-a-security-freeze-and-other-related-questions/comment-page-1/#comment-278 Korwin Wed, 09 Sep 2009 13:34:40 +0000 http://personalfinancebythebook.com/?p=386#comment-278 My wife and I both froze our credit. In MN it is only $5 each time. I have only unthawed once and it was simple. I would strongly recommend it to others! Good article! My wife and I both froze our credit. In MN it is only $5 each time. I have only unthawed once and it was simple. I would strongly recommend it to others! Good article!

]]> By: Joe Plemon http://personalfinancebythebook.com/what-is-a-security-freeze-and-other-related-questions/comment-page-1/#comment-277 Joe Plemon Tue, 08 Sep 2009 16:58:55 +0000 http://personalfinancebythebook.com/?p=386#comment-277 PT, I have never thawed my reports, but, based on my experience with the freeze, it is not entirely hassle free. All three credit reporting agencies were different; I was able to get the freeze with one via a phone call, another required a written request and the third was done on-line. This being said, it is possible that temporarily lifting the freeze from only one of the credit reporting agencies and for only one spouse would suffice, depending on the credit being applied for. Thanks for reading! .-= Joe Plemon´s last blog ..<a href="http://feedproxy.google.com/~r/PersonalFinanceByTheBook/~3/fSaQIzSiv-0/" rel="nofollow">What is a Security Freeze and Other Related Questions</a> =-. PT,

I have never thawed my reports, but, based on my experience with the freeze, it is not entirely hassle free. All three credit reporting agencies were different; I was able to get the freeze with one via a phone call, another required a written request and the third was done on-line.

This being said, it is possible that temporarily lifting the freeze from only one of the credit reporting agencies and for only one spouse would suffice, depending on the credit being applied for.

Thanks for reading!
.-= Joe Plemon´s last blog ..What is a Security Freeze and Other Related Questions =-.

]]> By: PT http://personalfinancebythebook.com/what-is-a-security-freeze-and-other-related-questions/comment-page-1/#comment-276 PT Tue, 08 Sep 2009 14:56:56 +0000 http://personalfinancebythebook.com/?p=386#comment-276 Excellent article, Joe. It helped me understand a bit more about how the freeze process works. I didn't know a lot of that. I don't freeze my reports, but should probably reconsider it considering my wife and I are done with using our credit for a while. How difficult is the "thawing" process? Excellent article, Joe. It helped me understand a bit more about how the freeze process works. I didn’t know a lot of that. I don’t freeze my reports, but should probably reconsider it considering my wife and I are done with using our credit for a while. How difficult is the “thawing” process?

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