Comments on: Use Your Emergency Fund to Save on Insurance Premiums

By: Should You File That Insurance Claim?

Should You File That Insurance Claim? — Mon, 27 Jun 2011 17:50:55 +0000

[...] the bankroll to finance our own risks, we need insurance. But the best plan for the long run is to maintain a big enough emergency fund to allow you to raise those deductibles, keep premiums down and file only big [...]

By: Why I Said “Yes” … and then “No” to My Cell Phone Protection Plan

Why I Said “Yes” … and then “No” to My Cell Phone Protection Plan — Tue, 16 Nov 2010 17:02:10 +0000

[...] key in figuring this plan (or any insurance plan) is to estimate if you would use it often enough to justify the expense. In this case, I am [...]

By: Your Emergency Fund-Let’s Fine Tune That Baby!!! | The Millionaire Nurse Blog

Thu, 29 Apr 2010 10:24:15 +0000

[...] Personal Finance, By the Book, discusses the use of the emergency fund, to partially self-insure, therefore saving money on your insurance costs-I love the idea of a high deductible health policy/tied with an HSA-makes a lot of sense…. [...]

By: Branden @ FaithFitnessFinance

Branden @ FaithFitnessFinance — Tue, 20 Oct 2009 17:21:28 +0000

Hi Joe,

I, too, am a fan of high deductible insurance plans. With my auto insurance, for example, I have saved enough over the years to buy my car 4 or 5 times in unpaid premiums. Don’t currently own a home, but we do have renter’s insurance. Like you, I figure it’s only for major events, so the deductible won’t really matter to much as a percentage of cost and recovery. Thanks for the post.
.-= Branden @ FaithFitnessFinance´s last blog ..Back and Biceps =-.