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	<title>Comments on: True Confessions: I Bounced a Check</title>
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	<description>Making You a Winner at Money and Life</description>
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		<title>By: Chris Holdheide</title>
		<link>http://personalfinancebythebook.com/true-confessions-i-bounced-a-check/comment-page-1/#comment-164</link>
		<dc:creator>Chris Holdheide</dc:creator>
		<pubDate>Wed, 12 Aug 2009 19:16:25 +0000</pubDate>
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		<description>The debit card will get you every time.  This is why I don&#039;t have a debit card,  money to easy to access would kill my saving account in a hurry.  

However, my wife works at are local bank and has done a very good job at looking out for any bounced checks.  So far so good.
.-= Chris Holdheide&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/Stumbleforward/~3/IrSbHpCq4BI/&quot; rel=&quot;nofollow&quot;&gt;5 Ways To Identify A Make Money Online Scam&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>The debit card will get you every time.  This is why I don&#8217;t have a debit card,  money to easy to access would kill my saving account in a hurry.  </p>
<p>However, my wife works at are local bank and has done a very good job at looking out for any bounced checks.  So far so good.<br />
<span class="cluv"> Chris Holdheide&#180;s last blog ..<a href="http://feedproxy.google.com/~r/Stumbleforward/~3/IrSbHpCq4BI/" rel="nofollow">5 Ways To Identify A Make Money Online Scam</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Peter</title>
		<link>http://personalfinancebythebook.com/true-confessions-i-bounced-a-check/comment-page-1/#comment-156</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Tue, 11 Aug 2009 19:52:39 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=238#comment-156</guid>
		<description>You mean you&#039;re not perfect! Heaven forbid! ;)

It&#039;s been years since I bounced a check or overdrafted, but i remember for sure that my bank was not nearly as forgiving as yours was.    That&#039;s amazing that the bank president actually reviews overdrafts.
.-= Peter&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/BibleMoneyMatters/~3/Y0ovc9w0qtQ/ten-ways-to-be-sure-helping-is-helping-mh4c.html&quot; rel=&quot;nofollow&quot;&gt;Ten Ways To Be Sure Helping Is Helping&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>You mean you&#8217;re not perfect! Heaven forbid! <img src='http://personalfinancebythebook.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>It&#8217;s been years since I bounced a check or overdrafted, but i remember for sure that my bank was not nearly as forgiving as yours was.    That&#8217;s amazing that the bank president actually reviews overdrafts.<br />
<span class="cluv"> Peter&#180;s last blog ..<a href="http://feedproxy.google.com/~r/BibleMoneyMatters/~3/Y0ovc9w0qtQ/ten-ways-to-be-sure-helping-is-helping-mh4c.html" rel="nofollow">Ten Ways To Be Sure Helping Is Helping</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Craig @ Money Help For Christians</title>
		<link>http://personalfinancebythebook.com/true-confessions-i-bounced-a-check/comment-page-1/#comment-155</link>
		<dc:creator>Craig @ Money Help For Christians</dc:creator>
		<pubDate>Tue, 11 Aug 2009 19:41:58 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=238#comment-155</guid>
		<description>Joe,
My family is our furlough in America and we have an account in our home country of Papua New Guinea.  I just checked my account online and I also had a bounced check!  The bank made an error and I will try and resolve it out when we get back at the end of this month.  Those of us who write about personal finance do need a little reality now an then.  Thanks.
.-= Craig @ Money Help For Christians&#180;s last blog ..&lt;a href=&quot;http://www.moneyhelpforchristians.com/best-personal-finance-book/&quot; rel=&quot;nofollow&quot;&gt;88 Best Personal Finance Books: As Recommended by Personal Finance Bloggers&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Joe,<br />
My family is our furlough in America and we have an account in our home country of Papua New Guinea.  I just checked my account online and I also had a bounced check!  The bank made an error and I will try and resolve it out when we get back at the end of this month.  Those of us who write about personal finance do need a little reality now an then.  Thanks.<br />
<span class="cluv"> Craig @ Money Help For Christians&#180;s last blog ..<a href="http://www.moneyhelpforchristians.com/best-personal-finance-book/" rel="nofollow">88 Best Personal Finance Books: As Recommended by Personal Finance Bloggers</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Joe Plemon</title>
		<link>http://personalfinancebythebook.com/true-confessions-i-bounced-a-check/comment-page-1/#comment-151</link>
		<dc:creator>Joe Plemon</dc:creator>
		<pubDate>Tue, 11 Aug 2009 12:56:51 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=238#comment-151</guid>
		<description>DR,

I live in a small town and have never done anything other than small town banking.  But somehow, knowing that the Bank President takes the time to personally review overdrafts, makes me feel like a customer and not a number.
.-= Joe Plemon&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/PersonalFinanceByTheBook/~3/A7yW_U9AT3E/&quot; rel=&quot;nofollow&quot;&gt;True Confessions: I Bounced a Check&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>DR,</p>
<p>I live in a small town and have never done anything other than small town banking.  But somehow, knowing that the Bank President takes the time to personally review overdrafts, makes me feel like a customer and not a number.<br />
<span class="cluv"> Joe Plemon&#180;s last blog ..<a href="http://feedproxy.google.com/~r/PersonalFinanceByTheBook/~3/A7yW_U9AT3E/" rel="nofollow">True Confessions: I Bounced a Check</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: DR</title>
		<link>http://personalfinancebythebook.com/true-confessions-i-bounced-a-check/comment-page-1/#comment-150</link>
		<dc:creator>DR</dc:creator>
		<pubDate>Tue, 11 Aug 2009 12:42:38 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=238#comment-150</guid>
		<description>Just stumbled this post!  It&#039;s stories like this that make me wonder why I still bank at Citi.  I have overdraft protection tied to my account, so I normally don&#039;t care if I overdraw the account.  The interest on the overdraft protection is high, but add funds to the account immediately so the charges are minimal.  That was until Citi tacked on a $10 fee on top of the interest for every single overdraft.  So even with overdraft &quot;protection,&quot; they still hit you with a fee.</description>
		<content:encoded><![CDATA[<p>Just stumbled this post!  It&#8217;s stories like this that make me wonder why I still bank at Citi.  I have overdraft protection tied to my account, so I normally don&#8217;t care if I overdraw the account.  The interest on the overdraft protection is high, but add funds to the account immediately so the charges are minimal.  That was until Citi tacked on a $10 fee on top of the interest for every single overdraft.  So even with overdraft &#8220;protection,&#8221; they still hit you with a fee.</p>
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