Comments on: Should Employers Use Credit Reports to Screen Job Candidates?

By: Helen@Custom Printed Balloons

Helen@Custom Printed Balloons — Wed, 10 Aug 2011 05:53:57 +0000

I can see how a lot of people tend to be very responsible would have some bumps in credit.and someone who started to make payments is lacking in this recession.

By: Kathrine@Accountancy Training Course

Kathrine@Accountancy Training Course — Mon, 18 Jul 2011 10:33:08 +0000

There is a difference between people who make mistakes with their money – and there are millions of us – and those who make mistakes with other people’s money.

By: FinancialBondage

FinancialBondage — Sat, 22 May 2010 18:16:57 +0000

seems unfair to me. Just because I did dumb stuff with money does not mean I will be a bad employee. Like many people in our culture, no one taught me the money thing.

By: SPENDonLIFE

SPENDonLIFE — Fri, 23 Oct 2009 15:59:47 +0000

Friday Grab Bag – 10/23/2009…

It’s Friday again, and that means it’s time for the weekly SpendOnLife grab bag! Here we share some of the week’s more interesting tidbits from the world of credit, personal finance, and identity theft. Enjoy!…

By: Paul Conley

Paul Conley — Wed, 21 Oct 2009 17:42:55 +0000

Joe,
I, too, hope Cohen’s bill passes.
Until then, I’ll hope that the employers who use credit reports to screen potential employees do so intelligently.
There is a difference between someone with years and years of bad credit, and someone who began missing payments in this recent recession. There’s also a difference between people who makes mistakes with their money — and there are millions of us — and those who would make mistakes with other people’s money.
Being bad at personal finance — particularly in this economy — doesn’t mean you’ll be a bad employee.
And I trust that most businesses understand that.

By: Peter

Peter — Wed, 21 Oct 2009 14:50:47 +0000

I can certainly understand to some degree why employers would do it – in order to find people who would fit that “responsible employees” mold, however, especially in this day and age I can also see how a lot of normally very responsible people would have some dings on their credit. We have what is quickly approaching 10% unemployment, and people who haven’t saved up a large emergency fund might be stretched thin and having to miss payments.

So while I understand why companies do it, I’m all for keeping companies from unfairly screening people – and keeping their credit info private.
.-= Peter´s last blog ..Avoid the Pressure to Spend =-.

By: FB @ FabulouslyBroke.com

FB @ FabulouslyBroke.com — Sun, 18 Oct 2009 23:28:24 +0000

I had my credit report pulled when I started at my first job

It said I had $60,000 in student loans on there, but I suppose that passed muster, because I got the job.

I wonder what would have happened if I had accidentally missed a couple of payments. It wouldn’t mean that I am a BAD employee, just that I am neglectful of my finances.

Some people who are great employees, neat, tidy, organized at work… are total pigs at home in terms of their organization and schedules.

There’s a work persona and a personal one.

The two are related, but only slightly.

By: Korwin

Korwin — Thu, 15 Oct 2009 22:00:56 +0000

I froze my credit so nobody can have access unless I already have credit through them. I have great credit but don’t want an employer looking through it. That is about as crazy as them looking through medical records to decide on who to employee.