
photo credit: khrawlings
Welcome to the August 12, 2009 edition of Money Hacks Carnival. Since this might be your first time visiting this blog, I thought I would make the the theme fitting to the blog’s message: By the “book”. The Holy book that is. There were tons of great entries this week, so be sure to check them out.
Editor’s Picks
Wojciech Kulicki presents Should I Buy a New Car? posted at Fiscal Fizzle. If you are contemplating this same decision, head on over to this blog to help with your dilemma.
Jeff Rose presents Changing Careers? How To Become a Certified Financial Planner posted at Good Financial Cents, saying, “Interested in a career as a Certified Financial Planner? Here’s what you to need to know with commentary from other CFP’s and their experiences.”
Silicon Valley Blogger presents How To Improve Your Credit Score: A 6 Step Plan posted at The Digerati Life. We all could use a little improvement on our credit score.
Matt Jabs presents Grocery Hacks – How To Save Money on Groceries posted at Debt Free Adventure!, saying, “This is the story of how we reduced our grocery budget from $400/month down to less than $250/month! The other night we sat down — together — and compiled this list of 20 ways we have successfully reduced our grocery bill over the last 7 months.
PT presents Clean Finances, Clean Mind posted at Prime Time Money.
Career
Alvina Lopez presents 100 Best Personal Finance Blogs for Recent College Grads – Online Degree Programs.org: Top Online Degrees posted at Online Degree Programs.org.
FMF presents Your Job, Your Investments, and Total Diversification posted at Free Money Finance, saying, “Diversifying your job.”
jim presents What To Do When You’re On Furlough posted at Blueprint for Financial Prosperity.
The Happy Rock presents Daycare Dilemma – One Year Later posted at The Happy Rock, saying, “By DD @ The Happy Rock”

photo credit: Missional Volunteer
Debt & Credit
Raj Patel presents Consumer Bankruptcy Peak… Debt and Employment Related posted at DebtGoal.
Ray presents Citi Card Private Pass Rewards posted at Money Blue Book.
The Dough Roller presents AccountNow Prepaid Visa and MasterCard posted at The Dough Roller, saying, “Review of the AccountNow prepaid credit card.”
BrandonLaughridge presents Credit Scores: How Important Are They? posted at Mortgage Loan Place Blog, saying, “Learn how to improve your credit score and why it matters.”
Credit Shout presents All About Credit Card Minimum Payments posted at CreditShout.
Economy
Wenchypoo presents Cash-for-Clunkers Amounts ot Money Laundering posted at Wisdom From Wenchypoo’s Mental Wastebasket.
Madison presents Cash for Clunkers posted at My Dollar Plan.
Peter presents Cash For Clunkers Gets A $2 Billion Cash Infusion And Rises From The Dead.. For Now posted at Bible Money Matters, saying, “The Cash For Clunkers program has risen from the dead to kill old cars once again!”
Banker Saver presents TARP Bailout Funds: How Have Banks Used Taxpayers’ Money? posted at Banker Saver.
Kyle presents Bank Failures by the Numbers posted at Suburban Dollar» Suburban Dollar: Personal Finance Blog from a Suburbanite’s Perspective, saying, “A look at the bank failures over the last two years.”
photo credit: David Masters
Frugality & Saving Money
Chris Holdheide presents 10 Finances You Should Change Immediatly When You Get Laid Off posted at stumbleforward.com, saying, “Do you have a plan in place in case you would get laid off.”
Joanne presents Organizing From The Inside Out posted at Simply Saving.
KCLau presents I achieved financial freedom at 38 posted at KCLau’s Money Tips, saying, “This post is contributed by WaiYin, a reader whom I admire very much because she achieved financial freedom at age 38! Here, she shares how she did it.”
Aryn presents Save Money on Your Wedding: DIY Wedding Invitations posted at Sound Money Matters, saying, “The more you can DIY, the more you’ll save on your wedding.”
Ben Dinsmore presents Disadvantages of the Cash for Clunkers Program posted at Trees Full of Money, saying, “My fear is the Cash for Clunkers program is causing thousands of families around the country to purchase a vehicle they have no business buying no matter how large the incentive is.”
My Cool Mommy presents Got $200.00? Take an end of summer trip! posted at MyCoolMommy.
Mr Credit Card presents Walgreens Online Savings ? Get 5% Off posted at Ask Mr Credit Card.
Miss Bankrupt presents Analysis of Kindergarten School Supplies posted at Miss Bankrupt.
Patrick @ Money Saving Deals presents Chase Bank $150 Coupon Code for New Chase Checking Account posted at Cash Money Life Deals, saying, “Get a $150 sign up bonus with Chase Bank Checking Account.”
d. ninja presents Bill Splitting 101 posted at Punch Debt In The Face, saying, “Dont be caught at lunch with a douche bag!”
Income
Joe Plemon presents Is a College Degree Necessary For Success? posted at Personal Finance By The Book, saying, “Besides, being billionaires, what do Richard Branson, Bill Gates and Michael Dell have in common? None graduated from college. What attributes helped them succeed and can help you succeed?”
ChristianPF presents How to make money writing for Hubpages posted at Money in the Bible | Christian Personal Finance Blog, saying, “These are the steps I have taken to begin generating a little passive income with Hubpages…”
Investing
TIE presents Willingness, Ability, and Need posted at The Incidental Economist, saying, “We’ve all heard the mantra: “invest according to your willingness, ability, and need.” What do these terms really mean. I explain in the most recent installment of my 8-post series on investment planning.”
Barry presents Does It Make Sense To Use Home Equity To Invest? posted at Associate Money.
Roger presents Reading Online Stock Data posted at The Amateur Financier.
Dividends4Life presents Has The Insurance Industry Finally Turned The Corner? posted at Dividends Value, saying, “Not many companies fortunes are as closely tied to the stock market as those in the insurance industry. When the market is climbing, insurers will often soar beyond the market, and will fall harder when the market declines. With the market upturn is now a good time to consider insurance companies?”
Mike Piper presents Low-Cost, Socially Responsible Mutual Funds posted at The Oblivious Investor, saying, “An attempt to construct a low-cost, diversified portfolio using “socially responsible” mutual funds.”
Investing School presents What is Net Working Capital? posted at Investing School, saying, “Net working capital is one of the most important asset to have.”
Manshu presents Green ETF List posted at OneMint.
Darwin presents How do Stock Options Work? Trade Calls and Puts – Part 1 posted at Darwin’s Finance, saying, “Everything you need to know about how stock options work – from generating income to pure speculation, with examples and resources included.”
Dividend Growth Investor presents TradeKing $50 Promotion posted at Dividend Growth Investor, saying, “TradeKing, which is one of the leading online discount brokers in the US is offering a $50 sign-up bonus for new customer accounts. If you receive a referral code, simply open an account by August 31, fund the account with $1000 and make a trade. Both accounts would get $50 deposits.”
The Smarter Wallet presents Trend Analysis For The US Dollar Index and Crude Oil Market posted at The Smarter Wallet, saying, “Great carnival!”
Tom Drake presents How Long Will It Take To Double My Money? The Rule Of 72 posted at The Canadian Finance Blog, saying, “The Rule of 72 is a simple calculation to determine how long it will take to double your money at a specific interest rate.”
Jae Jun presents Stock Analysis and valuation of a Cheap Stock posted at Old School Value, saying, “Discussions on the business of a company called Mastech and why it is so cheap along with the intrinsic value estimate. A potential safe 300% stock.”
Investing Toolkit presents Why Should I Start Investing? posted at Investing Toolkit, saying, “Thank you!”
Stock Trading Brokers presents Investing Basics – Work With an Online Broker For The Right Reasons posted at Stock Trading Brokers, saying, “Remember to know why you are using an online broker.”
Other
Matthew Paulson presents Build Up a Reserve Fund Before Anything Else posted at American Banking News.
Patrick @ Cash Money Life presents Is Your Car Eligible for the Cash For Clunkers Program? posted at Cash Money Life, saying, “There is a lot of confusion regarding which vehicles are eligible for the $3,500 to $4,500 voucher for the Cash for Clunkers program.”
Jason presents When Investing, Stick to What You Know posted at Automatic Finances.
RC presents When is it OK to Hide Money-or Keep a Money Secret- from Your Husband or Wife? posted at Think Your Way to Wealth.
MoneyNing presents 401k, Traditional IRA and Roth IRA Savings Not The Same posted at Money Ning, saying, “When you plan for retirement, do you really look into the tax situation and how it will affect your account balances?”
J. Savings presents Product Research Web 2.0 – Using Social Media to Become a Smart Buyer posted at Budgets are Sexy., saying, “Being thrifty is not only about counting pennies – it is more about developing a smart spending strategy!”
That concludes this edition. Submit your blog article to the next edition of money hacks carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.





{ 8 comments… read them below or add one }
Thank you for the editor’s nod – great set of posts here.
Thanks for including me Joe!
.-= Peter´s last blog ..Introduction To Peer-To-Peer Lending: Signing Up To Use Lending Club =-.
Thanks for including my post this week. I will give the carnival a stumble and sign up for your RSS as well. I’ve seen some great content here this week, make sure you take a look back at Stumble Forward to see my top 3 picks for this week as I will be stumbling those as well.
Chris
Thanks for hosting!
.-= Tom @ Canadian Finance Blog´s last blog ..Welcome Readers From The Financial Blogger =-.
Great job with the carnival! Am honored that I made your list. Thanks so much. Lots of summer reading here.
.-= The Digerati Life´s last blog ..Secured Credit Cards To Boost Your Credit =-.
Thanks for including my humble little article. I guess I’ll just have to try harder to become an editor’s choice. Good stuff from everyone else, as well.
.-= Roger´s last blog ..Investing 101: Asset Allocation =-.
Thx for hosting! Loving those pics.
.-= J. Money´s last blog ..Find Out Where Your Spending Leaks Are, and Fix Them. =-.
Money Hack Carnival, loving the title, I also run my blog on thesis theme, but I think yiur design is awesome.
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