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	<title>Comments on: 10 Tips on How to Graduate College Debt Free</title>
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	<description>Making You a Winner at Money and Life</description>
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		<title>By: Roundup &#8211; Colicky Baby Edition &#124; Cash Money Life</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-115</link>
		<dc:creator>Roundup &#8211; Colicky Baby Edition &#124; Cash Money Life</dc:creator>
		<pubDate>Tue, 04 Aug 2009 15:29:58 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-115</guid>
		<description>[...] 10 Tips on How to Graduate College Debt Free. Graduating college debt free is a huge head start. [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Tips on How to Graduate College Debt Free. Graduating college debt free is a huge head start. [...]</p>
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		<title>By: Melissa</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-67</link>
		<dc:creator>Melissa</dc:creator>
		<pubDate>Wed, 22 Jul 2009 17:30:39 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-67</guid>
		<description>The horror stories I could tell about kids with whom I attended college...

The gal whose father gave her a credit card &quot;for emergency use only&quot; who had maxed it out by the  end of October and didn&#039;t know how she was going to tell here dad.  (But doesn&#039;t she look cute in that new sweater?!?)

Or the gal whose parents forced her to go to college.  They paid full tuiting and room &amp; board in a private school.  Their daughter was in my religion class.  She came once.  She never dropped the class.  She chose to watch TV instead.  She failed every class her first semester and dropped out.  Why?  Because she didn&#039;t want to be there in the first place and chose television over an education!

Sad.

Thanks for the article!
.-= Melissa&#180;s last blog ..&lt;a href=&quot;http://musingsbymelissa.com/?p=341&quot; rel=&quot;nofollow&quot;&gt;Chicken &amp; Stuffing&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>The horror stories I could tell about kids with whom I attended college&#8230;</p>
<p>The gal whose father gave her a credit card &#8220;for emergency use only&#8221; who had maxed it out by the  end of October and didn&#8217;t know how she was going to tell here dad.  (But doesn&#8217;t she look cute in that new sweater?!?)</p>
<p>Or the gal whose parents forced her to go to college.  They paid full tuiting and room &amp; board in a private school.  Their daughter was in my religion class.  She came once.  She never dropped the class.  She chose to watch TV instead.  She failed every class her first semester and dropped out.  Why?  Because she didn&#8217;t want to be there in the first place and chose television over an education!</p>
<p>Sad.</p>
<p>Thanks for the article!<br />
<span class="cluv"> Melissa&#180;s last blog ..<a href="http://musingsbymelissa.com/?p=341" rel="nofollow">Chicken &amp; Stuffing</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Adams Debt Guide</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-65</link>
		<dc:creator>Adams Debt Guide</dc:creator>
		<pubDate>Wed, 22 Jul 2009 16:50:11 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-65</guid>
		<description>Yeah - if you have the discipline then get a credit card, and PAY IT OFF.  You will get a better credit history, and future loans and mortgages will be much cheaper.  If you&#039;re not disciplined then DONT BOTHER.
.-= Adams Debt Guide&#180;s last blog ..&lt;a href=&quot;http://adamsdebtguide.blogspot.com/2009/07/working-with-what-youve-got.html&quot; rel=&quot;nofollow&quot;&gt;Working with what you&#039;ve got&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Yeah &#8211; if you have the discipline then get a credit card, and PAY IT OFF.  You will get a better credit history, and future loans and mortgages will be much cheaper.  If you&#8217;re not disciplined then DONT BOTHER.<br />
<span class="cluv"> Adams Debt Guide&#180;s last blog ..<a href="http://adamsdebtguide.blogspot.com/2009/07/working-with-what-youve-got.html" rel="nofollow">Working with what you&#8217;ve got</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Matt Jabs</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-35</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Thu, 16 Jul 2009 18:57:54 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-35</guid>
		<description>I must regrettably admit that I too fell for the &quot;free T-shirt&quot; offers while in college.  I fell into credit card debt several times actually.  Once during college, then once again about a year &amp; a half ago.  I&#039;ll be free from the nuece here in less than a year, Lord willing, so I am grateful and will NEVER let this bondage steal my stewardship again!

PS... I added your blog to the &lt;a href=&quot;http://www.debtfreeadventure.com/directory/?cat=Blogs&quot; rel=&quot;nofollow&quot;&gt;Christian Finance Directory&lt;/a&gt;.  Thank you for submitting the link.
.-= Matt Jabs&#180;s last blog ..&lt;a href=&quot;http://www.debtfreeadventure.com/2009/07/one-world-currency-new-world-order/&quot; rel=&quot;nofollow&quot;&gt;One World Currency - New World Order&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I must regrettably admit that I too fell for the &#8220;free T-shirt&#8221; offers while in college.  I fell into credit card debt several times actually.  Once during college, then once again about a year &amp; a half ago.  I&#8217;ll be free from the nuece here in less than a year, Lord willing, so I am grateful and will NEVER let this bondage steal my stewardship again!</p>
<p>PS&#8230; I added your blog to the <a href="http://www.debtfreeadventure.com/directory/?cat=Blogs" rel="nofollow">Christian Finance Directory</a>.  Thank you for submitting the link.<br />
<span class="cluv"> Matt Jabs&#180;s last blog ..<a href="http://www.debtfreeadventure.com/2009/07/one-world-currency-new-world-order/" rel="nofollow">One World Currency &#8211; New World Order</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Personal Finance Buzz</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-30</link>
		<dc:creator>Personal Finance Buzz</dc:creator>
		<pubDate>Thu, 16 Jul 2009 12:08:01 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-30</guid>
		<description>&lt;strong&gt;Personal Finance Buzz...&lt;/strong&gt;

Your story was featured in Personal Finance Buzz! Please visit and promote your article....</description>
		<content:encoded><![CDATA[<p><strong>Personal Finance Buzz&#8230;</strong></p>
<p>Your story was featured in Personal Finance Buzz! Please visit and promote your article&#8230;.</p>
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		<title>By: cobusiness.org &#187; 10 Tips on How to Graduate College Debt Free</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-24</link>
		<dc:creator>cobusiness.org &#187; 10 Tips on How to Graduate College Debt Free</dc:creator>
		<pubDate>Thu, 16 Jul 2009 02:54:35 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-24</guid>
		<description>[...] original here: 10 Tips on How to Graduate College Debt Free   var $j = jQuery.noConflict(); $j(function() { $j(&quot;#get-article-code&quot;).css({opacity: 0}).hide(); [...]</description>
		<content:encoded><![CDATA[<p>[...] original here: 10 Tips on How to Graduate College Debt Free   var $j = jQuery.noConflict(); $j(function() { $j(&quot;#get-article-code&quot;).css({opacity: 0}).hide(); [...]</p>
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		<title>By: cobusiness.org &#187; 10 Tips on How to Graduate College Debt Free</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-25</link>
		<dc:creator>cobusiness.org &#187; 10 Tips on How to Graduate College Debt Free</dc:creator>
		<pubDate>Thu, 16 Jul 2009 02:54:35 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-25</guid>
		<description>[...] original here: 10 Tips on How to Graduate College Debt Free   var $j = jQuery.noConflict(); $j(function() { $j(&quot;#get-article-code&quot;).css({opacity: 0}).hide(); [...]</description>
		<content:encoded><![CDATA[<p>[...] original here: 10 Tips on How to Graduate College Debt Free   var $j = jQuery.noConflict(); $j(function() { $j(&quot;#get-article-code&quot;).css({opacity: 0}).hide(); [...]</p>
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		<title>By: Graduating College Debt Free</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-23</link>
		<dc:creator>Graduating College Debt Free</dc:creator>
		<pubDate>Thu, 16 Jul 2009 02:48:10 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-23</guid>
		<description>[...] a National Merit Scholar, and between generous parents, multiple scholarships and working, we both graduated from college debt free.  Our lives have been different from day [...]</description>
		<content:encoded><![CDATA[<p>[...] a National Merit Scholar, and between generous parents, multiple scholarships and working, we both graduated from college debt free.  Our lives have been different from day [...]</p>
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		<title>By: Peter</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-17</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Wed, 15 Jul 2009 17:30:42 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-17</guid>
		<description>Great post!  I wish I had taken more of this advice when i went to school.  I especially like #7, the idea that you could take the summer applying for scholarships.  Even if you get rejected for a majority, get accepted for even a few and you&#039;re able to pay for your education!
.-= Peter&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/BibleMoneyMatters/~3/sgoW7t7qbnE/having-a-hard-time-with-your-refinance-or-loan-modification-under-the-making-homes-affordable-program-join-the-club.html&quot; rel=&quot;nofollow&quot;&gt;Having A Hard Time With Your Refinance Or Loan Modification Under The Making Homes Affordable Program? Join The Club.&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Great post!  I wish I had taken more of this advice when i went to school.  I especially like #7, the idea that you could take the summer applying for scholarships.  Even if you get rejected for a majority, get accepted for even a few and you&#8217;re able to pay for your education!<br />
<span class="cluv"> Peter&#180;s last blog ..<a href="http://feedproxy.google.com/~r/BibleMoneyMatters/~3/sgoW7t7qbnE/having-a-hard-time-with-your-refinance-or-loan-modification-under-the-making-homes-affordable-program-join-the-club.html" rel="nofollow">Having A Hard Time With Your Refinance Or Loan Modification Under The Making Homes Affordable Program? Join The Club.</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Studenomist</title>
		<link>http://personalfinancebythebook.com/graduate-college-debt-free-ten-tips-how-to/comment-page-1/#comment-16</link>
		<dc:creator>Studenomist</dc:creator>
		<pubDate>Wed, 15 Jul 2009 17:28:14 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=76#comment-16</guid>
		<description>Join the military? Maybe if I had the balls lol. Kick boxing is as far as I&#039;m willing to go.

Don&#039;t go? Advice that TONS of my fellow college students should have considered. 23 with a history degree unemployed with debt is not the dream life.

Co-op? Best idea ever.
Say no to credit cards? What if I really want that t-shirt? Just kidding.

Great article with practical advice!
.-= Studenomist&#180;s last blog ..&lt;a href=&quot;http://studenomics.com/current-students/i-love-college-4-financial-benefits-of-being-a-college-student/&quot; rel=&quot;nofollow&quot;&gt;I Love College- 4 Financial Benefits of Being a College Student&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Join the military? Maybe if I had the balls lol. Kick boxing is as far as I&#8217;m willing to go.</p>
<p>Don&#8217;t go? Advice that TONS of my fellow college students should have considered. 23 with a history degree unemployed with debt is not the dream life.</p>
<p>Co-op? Best idea ever.<br />
Say no to credit cards? What if I really want that t-shirt? Just kidding.</p>
<p>Great article with practical advice!<br />
<span class="cluv"> Studenomist&#180;s last blog ..<a href="http://studenomics.com/current-students/i-love-college-4-financial-benefits-of-being-a-college-student/" rel="nofollow">I Love College- 4 Financial Benefits of Being a College Student</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://personalfinancebythebook.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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