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	<title>Comments on: Four Benefits of Your New Budget</title>
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	<link>http://personalfinancebythebook.com/four-benefits-of-your-new-budget/</link>
	<description>Making You a Winner at Money and Life</description>
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		<title>By: Budgeting Without Bean Counting…5 Great Tips</title>
		<link>http://personalfinancebythebook.com/four-benefits-of-your-new-budget/comment-page-1/#comment-7730</link>
		<dc:creator>Budgeting Without Bean Counting…5 Great Tips</dc:creator>
		<pubDate>Wed, 25 May 2011 18:10:40 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=130#comment-7730</guid>
		<description>[...] take control of your money by writing down how much you have coming in and how much you spend. This budget must be realistic, it must reflect your values and goals, and, if you are married, it must be [...]</description>
		<content:encoded><![CDATA[<p>[...] take control of your money by writing down how much you have coming in and how much you spend. This budget must be realistic, it must reflect your values and goals, and, if you are married, it must be [...]</p>
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		<title>By: Joe  Plemon</title>
		<link>http://personalfinancebythebook.com/four-benefits-of-your-new-budget/comment-page-1/#comment-55</link>
		<dc:creator>Joe  Plemon</dc:creator>
		<pubDate>Tue, 21 Jul 2009 16:33:19 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=130#comment-55</guid>
		<description>Peter,

Amen!  Budgeting is one of the most positive experiences in our marriage.  Doing so forces us to discuss values issues we would otherwise ignore.</description>
		<content:encoded><![CDATA[<p>Peter,</p>
<p>Amen!  Budgeting is one of the most positive experiences in our marriage.  Doing so forces us to discuss values issues we would otherwise ignore.</p>
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		<title>By: Joe  Plemon</title>
		<link>http://personalfinancebythebook.com/four-benefits-of-your-new-budget/comment-page-1/#comment-54</link>
		<dc:creator>Joe  Plemon</dc:creator>
		<pubDate>Tue, 21 Jul 2009 16:31:11 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=130#comment-54</guid>
		<description>Matt,

About the bunions...me too!  My quirky sense of humor took over at that point in the post.

Yes.  Budgeting is hard.  My wife and I set up as many automatic transactions (savings and investments are automatic every month) as we can in order to have built in discipline.  But even then things often get off track and we have to regroup and refocus.  

But we went years without ever budgeting, so we know the freedom of being in control instead of out of control.</description>
		<content:encoded><![CDATA[<p>Matt,</p>
<p>About the bunions&#8230;me too!  My quirky sense of humor took over at that point in the post.</p>
<p>Yes.  Budgeting is hard.  My wife and I set up as many automatic transactions (savings and investments are automatic every month) as we can in order to have built in discipline.  But even then things often get off track and we have to regroup and refocus.  </p>
<p>But we went years without ever budgeting, so we know the freedom of being in control instead of out of control.</p>
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		<title>By: Personal Finance Buzz</title>
		<link>http://personalfinancebythebook.com/four-benefits-of-your-new-budget/comment-page-1/#comment-53</link>
		<dc:creator>Personal Finance Buzz</dc:creator>
		<pubDate>Tue, 21 Jul 2009 15:00:09 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=130#comment-53</guid>
		<description>&lt;strong&gt;Personal Finance Buzz...&lt;/strong&gt;

Your story was featured in Personal Finance Buzz! Please visit and promote your article....</description>
		<content:encoded><![CDATA[<p><strong>Personal Finance Buzz&#8230;</strong></p>
<p>Your story was featured in Personal Finance Buzz! Please visit and promote your article&#8230;.</p>
]]></content:encoded>
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		<title>By: Matt Jabs</title>
		<link>http://personalfinancebythebook.com/four-benefits-of-your-new-budget/comment-page-1/#comment-52</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Tue, 21 Jul 2009 14:30:09 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=130#comment-52</guid>
		<description>Personally, I would rather go through the rigors of a mathematical budget than rub my mother-in-law’s bunions ANYDAY!  ;-)

I will say this... as the article points out, budgeting can be hard.  Even as a PF blogger, it took me many months to actually collect the necessary info, toil, tweak, &amp; institute our family budget.

Once it was done... I cannot explain in words how FREEING it is to know where all your money is going.  I would wager to say that simply the exercise along of  successfully implementing a family budget will save you at least 10% of your earnings... because creating a budget FIXES THE LEAKS in your financial boat!
.-= Matt Jabs&#180;s last blog ..&lt;a href=&quot;http://www.debtfreeadventure.com/2009/07/localvore-eat-local-foods-and-save-money/&quot; rel=&quot;nofollow&quot;&gt;Localvore – Eat Local Foods and Save Money&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Personally, I would rather go through the rigors of a mathematical budget than rub my mother-in-law’s bunions ANYDAY!  <img src='http://personalfinancebythebook.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>I will say this&#8230; as the article points out, budgeting can be hard.  Even as a PF blogger, it took me many months to actually collect the necessary info, toil, tweak, &amp; institute our family budget.</p>
<p>Once it was done&#8230; I cannot explain in words how FREEING it is to know where all your money is going.  I would wager to say that simply the exercise along of  successfully implementing a family budget will save you at least 10% of your earnings&#8230; because creating a budget FIXES THE LEAKS in your financial boat!<br />
.-= Matt Jabs&#180;s last blog ..<a href="http://www.debtfreeadventure.com/2009/07/localvore-eat-local-foods-and-save-money/" rel="nofollow">Localvore – Eat Local Foods and Save Money</a> =-.</p>
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		<title>By: Peter</title>
		<link>http://personalfinancebythebook.com/four-benefits-of-your-new-budget/comment-page-1/#comment-50</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Tue, 21 Jul 2009 13:59:01 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=130#comment-50</guid>
		<description>On the face of it doing a budget is stressful, restricting and not fun!  But when you look below the surface and actually start doing one you realize just how many benefits there are. You&#039;ll have less stress, you&#039;ll fight less about money, you&#039;ll be communicating when you talk about the budget, it&#039;ll feel like you have a bunch more money every month, etc.   

Budgeting, while it&#039;s tough to get started, can be a life changing exercise!
.-= Peter&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/BibleMoneyMatters/~3/ls8bbtMMe8A/budgeting-a-statement-of-faith.html&quot; rel=&quot;nofollow&quot;&gt;Budgeting: A Statement Of Faith&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>On the face of it doing a budget is stressful, restricting and not fun!  But when you look below the surface and actually start doing one you realize just how many benefits there are. You&#8217;ll have less stress, you&#8217;ll fight less about money, you&#8217;ll be communicating when you talk about the budget, it&#8217;ll feel like you have a bunch more money every month, etc.   </p>
<p>Budgeting, while it&#8217;s tough to get started, can be a life changing exercise!<br />
.-= Peter&#180;s last blog ..<a href="http://feedproxy.google.com/~r/BibleMoneyMatters/~3/ls8bbtMMe8A/budgeting-a-statement-of-faith.html" rel="nofollow">Budgeting: A Statement Of Faith</a> =-.</p>
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