Comments on: Dave Ramsey’s Baby Step 4: Invest 15% for Retirement http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/ Making You a Winner at Money and Life Sat, 19 May 2012 22:49:31 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: How to 86 your 401(k) http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-9707 How to 86 your 401(k) Thu, 01 Dec 2011 00:58:54 +0000 http://personalfinancebythebook.com/?p=505#comment-9707 [...] 401(k) isn’t a general savings plan. It’s defined as a retirement savings plan. 401(k)s were invented in the early 1980s because our elected officials knew on some [...] [...] 401(k) isn’t a general savings plan. It’s defined as a retirement savings plan. 401(k)s were invented in the early 1980s because our elected officials knew on some [...]

]]> By: How to pay off your mortgage early (4 ways) http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-8998 How to pay off your mortgage early (4 ways) Tue, 20 Sep 2011 01:44:41 +0000 http://personalfinancebythebook.com/?p=505#comment-8998 [...] would I sacrifice it in order to pay my house off early?” Of course not, but neglecting their retirement account in order to pay their mortgage early is doing the same [...] [...] would I sacrifice it in order to pay my house off early?” Of course not, but neglecting their retirement account in order to pay their mortgage early is doing the same [...]

]]> By: Should Christians Use Faith Based Mutual Funds? http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-5928 Should Christians Use Faith Based Mutual Funds? Wed, 12 Jan 2011 10:02:43 +0000 http://personalfinancebythebook.com/?p=505#comment-5928 [...] you invest in a mutual fund, you are an investor in multiple (even hundreds) of companies. Owning shares of a company (through [...] [...] you invest in a mutual fund, you are an investor in multiple (even hundreds) of companies. Owning shares of a company (through [...]

]]> By: Is Your Budget a Straitjacket or Your Best Friend? | Favorable Future http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-5833 Is Your Budget a Straitjacket or Your Best Friend? | Favorable Future Sat, 08 Jan 2011 01:34:27 +0000 http://personalfinancebythebook.com/?p=505#comment-5833 [...] Plan for retirement. [...] [...] Plan for retirement. [...]

]]> By: Is Your Budget a Straitjacket or Your Best Friend? | Ace Campaign http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-5826 Is Your Budget a Straitjacket or Your Best Friend? | Ace Campaign Fri, 07 Jan 2011 19:43:01 +0000 http://personalfinancebythebook.com/?p=505#comment-5826 [...] Plan for retirement. [...] [...] Plan for retirement. [...]

]]> By: Book Review: Control Your Cash http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-4941 Book Review: Control Your Cash Wed, 17 Nov 2010 11:59:48 +0000 http://personalfinancebythebook.com/?p=505#comment-4941 [...] Thrive.” is the theme throughout. Whether keeping those credit cards at bay, purchasing a car, investing for retirement or buying a house, the readers is reminded that the way to thrive is to buy assets and sell [...] [...] Thrive.” is the theme throughout. Whether keeping those credit cards at bay, purchasing a car, investing for retirement or buying a house, the readers is reminded that the way to thrive is to buy assets and sell [...]

]]> By: joeplemon http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-2585 joeplemon Wed, 23 Jun 2010 19:19:36 +0000 http://personalfinancebythebook.com/?p=505#comment-2585 Seasons, Obviously, me too! Thanks for stopping by. Seasons,
Obviously, me too! Thanks for stopping by.

]]> By: Seasons http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-2573 Seasons Wed, 23 Jun 2010 02:04:47 +0000 http://personalfinancebythebook.com/?p=505#comment-2573 Dave ramsey is one of my fav financial advisers. He's changed a lot of lives. Dave ramsey is one of my fav financial advisers. He’s changed a lot of lives.

]]> By: Should We Pay Off Our Home Early? http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-683 Should We Pay Off Our Home Early? Tue, 19 Jan 2010 16:01:25 +0000 http://personalfinancebythebook.com/?p=505#comment-683 [...] other debt? Do you have any savings? Do you have an emergency fund? Are you on target with your retirement investments? Do you have children who will need some help with college [...] [...] other debt? Do you have any savings? Do you have an emergency fund? Are you on target with your retirement investments? Do you have children who will need some help with college [...]

]]> By: threadbndr http://personalfinancebythebook.com/dave-ramsey-baby-step-4-invest-15-for-retirement/comment-page-1/#comment-433 threadbndr Thu, 12 Nov 2009 19:26:53 +0000 http://personalfinancebythebook.com/?p=505#comment-433 It sounds tough to get to 15%, but if you start with just the 5 or 6% to get the company match and gradually increase your contributions to the Roth over a year or so, it's very do-able. My rule of thumb is that every raise I get - half goes into increasing the retirement savings % and half to the checkbook (or preferably current saving for vacation, house projects, etc). That keeps the lifestyle inflation under control. Good overview. It sounds tough to get to 15%, but if you start with just the 5 or 6% to get the company match and gradually increase your contributions to the Roth over a year or so, it’s very do-able.

My rule of thumb is that every raise I get – half goes into increasing the retirement savings % and half to the checkbook (or preferably current saving for vacation, house projects, etc). That keeps the lifestyle inflation under control.

Good overview.

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