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	<title>Comments on: Dave Ramsey’s Baby Step 2: The Debt Snowball</title>
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	<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/</link>
	<description>Making You a Winner at Money and Life</description>
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		<title>By: Biblical and Financial Wisdom: Doing Things in the Right Order</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-6837</link>
		<dc:creator>Biblical and Financial Wisdom: Doing Things in the Right Order</dc:creator>
		<pubDate>Fri, 18 Mar 2011 14:15:49 +0000</pubDate>
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		<description>[...] Debt Snowball [...]</description>
		<content:encoded><![CDATA[<p>[...] Debt Snowball [...]</p>
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		<title>By: Debt Free in One Year: A True Story</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-6057</link>
		<dc:creator>Debt Free in One Year: A True Story</dc:creator>
		<pubDate>Thu, 20 Jan 2011 17:06:38 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-6057</guid>
		<description>[...] “Debt free for me means that we have more choices, more freedom and less that will hold us down keeping us from [...]</description>
		<content:encoded><![CDATA[<p>[...] “Debt free for me means that we have more choices, more freedom and less that will hold us down keeping us from [...]</p>
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	<item>
		<title>By: How to Avoid Christmas Debt Without Becoming a Grinch &#8230; 12 Great Tips</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-4873</link>
		<dc:creator>How to Avoid Christmas Debt Without Becoming a Grinch &#8230; 12 Great Tips</dc:creator>
		<pubDate>Fri, 12 Nov 2010 15:19:53 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-4873</guid>
		<description>[...] Do you entertain during the holidays? Do you travel? How about a holiday vacation? If these expenses cause you to create debt with your giving, start paring back. Remember that &#8220;no debt&#8221; vow. [...]</description>
		<content:encoded><![CDATA[<p>[...] Do you entertain during the holidays? Do you travel? How about a holiday vacation? If these expenses cause you to create debt with your giving, start paring back. Remember that &#8220;no debt&#8221; vow. [...]</p>
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	<item>
		<title>By: joeplemon</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-2299</link>
		<dc:creator>joeplemon</dc:creator>
		<pubDate>Tue, 01 Jun 2010 19:49:42 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-2299</guid>
		<description>Boxing,

Not really.  A few on occasion which I trash, but not a big problem.</description>
		<content:encoded><![CDATA[<p>Boxing,</p>
<p>Not really.  A few on occasion which I trash, but not a big problem.</p>
]]></content:encoded>
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	<item>
		<title>By: Boxing Workout DVD</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-2271</link>
		<dc:creator>Boxing Workout DVD</dc:creator>
		<pubDate>Mon, 31 May 2010 08:56:35 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-2271</guid>
		<description>Howdy, i study your blog occasionally and i personal a similar one and i had been just wondering if you get a lot of spam comments? If so how do you avoid it, any plugin or anything you can advise? I get so much recently it&#039;s driving me mad so any assistance is very much appreciated.</description>
		<content:encoded><![CDATA[<p>Howdy, i study your blog occasionally and i personal a similar one and i had been just wondering if you get a lot of spam comments? If so how do you avoid it, any plugin or anything you can advise? I get so much recently it&#8217;s driving me mad so any assistance is very much appreciated.</p>
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		<title>By: Dave Ramsey’s 7 Baby Steps: Step 2 – Pay Off All Debt Using The Debt Snowball</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-2201</link>
		<dc:creator>Dave Ramsey’s 7 Baby Steps: Step 2 – Pay Off All Debt Using The Debt Snowball</dc:creator>
		<pubDate>Tue, 25 May 2010 14:22:50 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-2201</guid>
		<description>[...] we will look at Baby Step 2, paying off all debt using the debt [...]</description>
		<content:encoded><![CDATA[<p>[...] we will look at Baby Step 2, paying off all debt using the debt [...]</p>
]]></content:encoded>
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	<item>
		<title>By: joeplemon</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-2171</link>
		<dc:creator>joeplemon</dc:creator>
		<pubDate>Sat, 22 May 2010 18:17:18 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-2171</guid>
		<description>Arthur,
You&#039;ve come long way and the end is in sight.  My guess is that you will be able to finish Step 2 in less than those 12 months.  Hang in there.  You will make it!</description>
		<content:encoded><![CDATA[<p>Arthur,<br />
You&#8217;ve come long way and the end is in sight.  My guess is that you will be able to finish Step 2 in less than those 12 months.  Hang in there.  You will make it!</p>
]]></content:encoded>
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	<item>
		<title>By: FinancialBondage</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-2169</link>
		<dc:creator>FinancialBondage</dc:creator>
		<pubDate>Sat, 22 May 2010 18:13:18 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-2169</guid>
		<description>My truck payment was $190/month. I should be able to send up to $300/month to the credit card. I&#039;d like to wipe it out in 12 months or less.</description>
		<content:encoded><![CDATA[<p>My truck payment was $190/month. I should be able to send up to $300/month to the credit card. I&#8217;d like to wipe it out in 12 months or less.</p>
]]></content:encoded>
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	<item>
		<title>By: Dave Ramsey&#8217;s 7 Baby Steps To Getting Out Of Debt</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-2008</link>
		<dc:creator>Dave Ramsey&#8217;s 7 Baby Steps To Getting Out Of Debt</dc:creator>
		<pubDate>Tue, 11 May 2010 00:48:39 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-2008</guid>
		<description>[...] 2 – Pay off all debt using the Debt Snowball:  List your debts from smallest to largest.   Pay the minimums on all of the debts.  With money [...]</description>
		<content:encoded><![CDATA[<p>[...] 2 – Pay off all debt using the Debt Snowball:  List your debts from smallest to largest.   Pay the minimums on all of the debts.  With money [...]</p>
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	<item>
		<title>By: joeplemon</title>
		<link>http://personalfinancebythebook.com/dave-ramsey%e2%80%99s-baby-step-two-the-debt-snowball/comment-page-1/#comment-1758</link>
		<dc:creator>joeplemon</dc:creator>
		<pubDate>Sun, 25 Apr 2010 16:57:44 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancebythebook.com/?p=468#comment-1758</guid>
		<description>Arthur,
Stick with it!  I know it feels like forever, but you will make it.  Does having that truck paid off add much to your snowball?  How much longer do you think the $2500 will take?</description>
		<content:encoded><![CDATA[<p>Arthur,<br />
Stick with it!  I know it feels like forever, but you will make it.  Does having that truck paid off add much to your snowball?  How much longer do you think the $2500 will take?</p>
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