How do you fund your Christmas? Do you budget throughout the year for the extra spending that happens this month? If so, how do you do it (Christmas club, special savings account, etc)? If you don’t plan ahead, how do you pay for Christmas — charge it? cut back elsewhere?
In my family, our December budget is not significantly different than November. Why? Because after our overload of gift binging last year, we rethought our family Christmas and are now celebrating Christmas in June. How do we afford Christmas in June? The same way we would fund Christmas in December: by setting aside some money every month throughout the year.
Now– your turn: head to the comment section to share with the world how you pay for Christmas. [click to continue…]
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