Investing

Why Our Spiraling National Debt Makes the Roth IRA a No Brainer

If you could lock in your gasoline price today with the guarantee that it will never go up, wouldn’t you do so?  Of course you would.  I wish I knew how, but I don’t.  However, I do know a way that you can lock in your income tax rates today so that you don’t have [...]

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How Should You Invest in 2012?

It’s hard to imagine that the financial crisis happened over three years ago.  The ups and downs of the market over these past few years have been anything but stable.  Just three years ago, you were probably looking at your retirement funds wondering where half of it went.  Trust me, I know how discouraging it [...]

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Why the Tortoise Retires A Millionaire

Today I am proud to introduce my newest staff writer: Alex Humphrey.  I am confident that you will enjoy Alex’s crisp and sometimes edgy writing style.  You can read more of Alex over at his site: Entreprelife. You’ve heard the story about the Tortoise and the Hare, right? For those that weren’t exposed to the [...]

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What Are Junk Bonds and Should You Invest in Them?

The phrase ‘junk bond’ has been tossed around quite a bit during this financial downturn and it’s worth investigating exactly what  people mean by the term.  If you were thinking that a junk bond was a sleazy investment like a ponzi scheme, you should keep reading, because that’s not the definition of a junk bond.  [...]

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Three Actions NOT to Take in Difficult Investing Environments

Arthur Cashin, Director of floor operations at UBS financial services recently said that in his decades of being a professional investor, he has never seen a more challenging investment environment.  If a professional investor fears the market to this extent, what should a part time, non-professional trader do with their money in the current market? [...]

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3 Things to Consider Before Investing in Gold

It’s hard to believe how much growth we’ve seen with gold in this past decade.  In the last five years alone, the price of gold has shot up nearly 200%!  As the US continues to work through its overwhelming amount of debt and as the stock market continues to move like a roller coaster, I’m [...]

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A Long Term, High Yield Investment. Guaranteed!

Tell me if you have heard this one, “Hey buddy. Have I got a deal for you! This is a zero risk high yield investment which will pay huge dividends. Guaranteed!” Sleazy and cheesy, huh? But don’t walk away just yet. There really IS such an investment …one that will pay dividends forever! In fact, [...]

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Should a College Student Invest for Retirement?

I recently received a delightful letter from a college student who wanted my advice about investing for retirement. I say delightful because I simply don’t get many money management for college students requests, especially about retirement planning. 

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My Answer to Reader: Do the Math and Leave Your 401(k) Alone

A reader recently wrote the following comment on my post 4 Reasons You Should Not Use Your 401k to Pay Off Your Credit Card so I have pasted both the comment and my answer, hoping that you readers will help scrutinize my logic and point out any flaws you may notice.  Obviously, I made some [...]

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