From the category archives:

Investing

How Should You Invest in 2012?

by Tim on January 9, 2012

in Investing

It’s hard to imagine that the financial crisis happened over three years ago.  The ups and downs of the market over these past few years have been anything but stable.  Just three years ago, you were probably looking at your retirement funds wondering where half of it went.  Trust me, I know how discouraging it was to see a big negative 40% in my retirement account, but I kept investing and I’m sure glad I did. [click to continue…]

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Why the Tortoise Retires A Millionaire

by Alex on December 19, 2011

in Investing

Today I am proud to introduce my newest staff writer: Alex Humphrey.  I am confident that you will enjoy Alex’s crisp and sometimes edgy writing style.  You can read more of Alex over at his site: Entreprelife.

You’ve heard the story about the Tortoise and the Hare, right? For those that weren’t exposed to the childhood favorite, it goes like this: [click to continue…]

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What Are Junk Bonds and Should You Invest in Them?

November 7, 2011

The phrase ‘junk bond’ has been tossed around quite a bit during this financial downturn and it’s worth investigating exactly what  people mean by the term.  If you were thinking that a junk bond was a sleazy investment like a ponzi scheme, you should keep reading, because that’s not the definition of a junk bond.  [...]

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Three Actions NOT to Take in Difficult Investing Environments

October 19, 2011

Arthur Cashin, Director of floor operations at UBS financial services recently said that in his decades of being a professional investor, he has never seen a more challenging investment environment.  If a professional investor fears the market to this extent, what should a part time, non-professional trader do with their money in the current market? [...]

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3 Things to Consider Before Investing in Gold

September 12, 2011

It’s hard to believe how much growth we’ve seen with gold in this past decade.  In the last five years alone, the price of gold has shot up nearly 200%!  As the US continues to work through its overwhelming amount of debt and as the stock market continues to move like a roller coaster, I’m [...]

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A Long Term, High Yield Investment. Guaranteed!

July 8, 2011

Tell me if you have heard this one, “Hey buddy. Have I got a deal for you! This is a zero risk investment which will pay huge dividends. Guaranteed!” Sleazy and cheesy, huh? But don’t walk away just yet. There really IS such an investment …one that will pay dividends forever! In fact, forever is [...]

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Should a College Student Invest for Retirement?

June 29, 2011

I recently received a delightful letter from a college student who wanted my advice about investing for retirement. I say delightful because I simply don’t know many college aged young adults who have retirement anywhere on their radars.

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My Answer to Reader: Do the Math and Leave Your 401(k) Alone

May 9, 2011

A reader recently wrote the following comment on my post 4 Reasons You Should Not Use Your 401k to Pay Off Your Credit Card so I have pasted both the comment and my answer, hoping that you readers will help scrutinize my logic and point out any flaws you may notice.  Obviously, I made some [...]

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Purchasing a Foreclosure or Short Sale? — Things to Consider

April 25, 2011

A recent article in Money magazine about purchasing a home through a short sale or foreclosure really piqued my interest.  With over one million unsold foreclosures and 550,000 probable short sales, the market is full of buying opportunities.  To add to those numbers, RealtyTrac predicted that another 1.4 million properties would be added to these [...]

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Should Christians Use Faith Based Mutual Funds?

January 12, 2011

According to the Social Investment Forum, socially responsible investing (SRI) makes up over 12% of all U.S. invested funds. SRI mutual funds screen out investments in companies that are harmful to individuals, the community or the environment. With over 250 SRI mutual funds available, it’s easy to see how popular of a choice it is [...]

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5 Roth Conversion Myths

November 8, 2010

2010 is the big year for Roth Conversions. The $100,000 adjusted gross income threshold is gone forever,  allowing anyone at any income level to convert their traditional IRAs to Roths.   Also, for this year and this year only, Congress has made the conversion not so painful; you are allowed to report  half of the [...]

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Five Steps Toward Automating Your Way to Wealth

September 1, 2010

Will power just doesn’t get the job done. Sure, on a day when you are feeling particularly noble you might set aside an extra $50 in your savings account or pay an extra $25 on that credit card debt. But, if you are like most of us, starting a plan and sticking with it gives [...]

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