From the category archives:

Insurance

What Health Care Reform Means for Health Care Workers’ Salaries

by joeplemon on August 25, 2010

in Economy,Guest Post,Insurance

I want to thank Joy Paley, my guest contributor, for today’s post.  Knowing that Joy works in the health care career field, I requested an article explaining what impact the new Health Care legislation will have on salaries for health care workers.  Thank you, Joy, for your well researched post.

By: Joy Paley, a writer on medical assistant careers for Guide To Healthcare Schools

At over 1000 pages long, it’s unlikely you’ve read through the entire Patient Protection and Affordable Care Act that was signed into law in March. And while you know the bill greatly increases access to health care for millions of uninsured Americans, what about the doctors and other health care workers providing this increase in care? [click to continue…]

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You CAN Afford That Baby – Ten Money Saving Tips

by joeplemon on August 9, 2010

in Budgeting,Dollars and Sense,Insurance,Life Planning,Retirement

You have read those cost projections for raising children. MSN, back in 2001 projected a cost of $249,180 (over $350,000 in 2010 dollars) for a family with a $65,800 or greater income. The Baby Center web site tells us the cost of raising a child from baby to adulthood is $266,698. The Wall Street Journal estimated the cost at $222,360 last year.

While I am not one to dispute the research of such prestigious publications, I simply can’t believe that the average parent with the average baby one might encounter in an average grocery store or sporting event or church service is really going to spend a quarter of a million dollars raising that child.  Something somewhere is flawed. [click to continue…]

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Should You File That Insurance Claim?

August 2, 2010

Our daughter Jaime recently called to tell us, through angry tears, that she learned from her mortgage company that her homeowner’s insurance policy had been cancelled. Evidently, when the mortgage holder tried to make a payment from Jaime’s escrow account, the insurance company couldn’t accept it because Jaime was no longer insured. After cooling down [...]

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Settling an Insurance Claim After an Accident – Struggling with Guilt, Doubt and Greed

July 14, 2010

Our normal anxieties in dealing with insurance companies are based on the concern that we won’t be sufficiently compensated. However, not everyone fits this mold.  This post is based on an email from one of my clients (I will call her Carol) who, because she had been injured in an auto accident, is in the [...]

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Why Joe and Jan Do Not Have Long Term Care Insurance

May 19, 2010

In spite of what the title seems to infer, this post is not about the pros and cons of Long Term Care Insurance (LTCI); it is simply a post about Joe and Jan … and why they don’t have Long Term Care Insurance. Some background The year before I turned 60, I started researching Long [...]

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The New Health Care Bill: A Prescription for Diminished Health Care

March 31, 2010

photo credit: Brett L. Allow me to preface this post by referring you to some other great posts on the health care legislation.  The Amateur Financier gives a balanced look at the legislation and what it means to us.  Other bloggers who have weighed in are Financial Samurai who is in favor,  Darwin of Darwin’s [...]

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How to Purchase Long Term Care Insurance: Ten Great Tips

December 21, 2009

Long Term Care Insurance (LTCI) is for anyone who has assets they want to protect should extended nursing care occur. Therefore, unless you are very, very wealthy or have few assets, Long Term Care Insurance is something you should consider. When I say very, very wealthy, I am talking about anyone who can handle $1 [...]

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Basic Questions on Life Insurance Basics: Part 2

September 16, 2009

photo credit: Mike Thoma Welcome to our two part series on life insurance. As indicated in part one, my purpose is not to give an all inclusive explanation of life insurance but a primer which should help you better understand what you have and what you need. In our previous post we covered the following [...]

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Life Insurance Basics: Part One

September 10, 2009

photo credit: tinou bao If your response, when asked what kind of life insurance you have, is “The kind Snoopy likes”, then you need to read this article. While not intended as an all inclusive explanation of life insurance, it will serve as a primer to help you better understand what you have and what [...]

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