Guest Post

What Is The Real Cost Of Materialism?

Not too long ago I came across Joe’s post “What Is The Real Cost of Debt?” and it got me thinking about another problem, which may or may not accompany debt – materialism. It affects all of us (myself included) to at least some degree, some of the time. Many of us have no credit [...]

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How to Protect Yourself from Predatory Lenders

In light of the sub-prime mortgage crisis, the proliferation of payday loan services, and the raising of credit card interest limits, Americans should be ever vigilant about where to get a loan.  These predatory lenders not only prey on our dreams, but often make promises that they never intend to keep.  In this article we [...]

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The Grass Definitely Isn’t Greener with NPSL Credit Cards and Charge Cards

You are undoubtedly familiar with the old adage that “the grass is always greener on the other side of the fence” , but you probably don’t know why this cliche—which speaks to the natural inclination people have to value the unknown over the known—is relevant to credit and charge card use. Interestingly, many of the [...]

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7 Alternatives to Cable TV

Love to watch your favorite shows, but hate paying the ever escalating price of cable? There are other ways to get your can’t miss shows. Here are a few:

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10 Free Online Personal Finance Tools

Are you trying to get a better handle on your finances? Would you like to establish a solid financial plan for your future? Whether you want to budget your money or invest it, there are a variety of online tools that can help you, and many of them are free. Compiled here is a list [...]

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An Overview of Chapter 7 and 13 Bankruptcy

Bankruptcy filing in the US is skyrocketing as consumer debt grows and our economy continues to melt down. Federal Reserve data reveals that 1,593,081 non business bankruptcy cases were filed in 2010. The debt stricken consumers, many of whom have little knowledge of the adverse effect on their credit scores, often resort to personal bankruptcy [...]

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Prospects for an Economic Recovery Are Looking Bleak: Here’s Why

As the United States economy remains in a decline, financiers, particularly those in the soon-to-retire baby boomer generation, have good reason to be worried about their investments. There exists widespread concern about recent investment performance, major anxiety about future developments and doubt as to when or even if financial investments will ever recoup losses.  Some [...]

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Saving Tips so Easy a College Kid Can Do Them

A few years ago, I felt my first financial pinch. I had just graduated college and was beginning my freelance career. My significant other had just spent his first year owning an LLC. Taxes were brutal for both of us. No one had taken our hands and walked us through fiscal responsibility before, and the [...]

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The Perils of Buying Stock on Margin

How Buying Stock on Margin Works In order to understand why you shouldn’t buy stock on margin, you first need to know how it works. Normally, stock is purchased with your own money. If you want to buy 100 shares at $10 each, you’re going to have to pony up $1,000. If the stocks go [...]

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