From the category archives:

Guest Post

Staying in Your Budget This Christmas Season

by Joe Plemon on December 7, 2011

in Guest Post

Oh, the holidays: a time of Christmas ornaments, sugar cookies, and going wildly over your budget. Not this year! Stay in your budget this holiday by following these general tips. [click to continue…]

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Many consumers wrongly assume that nothing bad will ever happen to them. However, anyone who experienced Tuesday’s magnitude-5.9 earthquake – the strongest quake to hit Eastern America in more than a century – now realizes that disasters can happen to anyone, anywhere, at any time. Now, as the East Coast braces for Hurricane Irene, it is crucial for those in the storm’s path to be prepare for the worst. [click to continue…]

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“Miss Plemon” (soon to become “Mrs. Markovic”) the Art Teacher and Writer

August 26, 2011

After two years of college (with a major in art), our daughter Jaime decided to pursue a career she had long dreamed of: cosmetology.  We supported her decision, and she subsequently completed cosmetology school and opened her own salon.  That was 13 years ago.  Much has happened since then (marriage — divorce — lost dreams), [...]

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Donating to Charity? Conduct Your Due Diligence First

August 24, 2011

I want to thank Sunil, who writes Extra Money Blog for today’s guest post.   Make sure you take time to read about Sunil and his online entrepreneurship in his bio at the conclusion of the post. Donations have been a big part of my financial success as I have progressed throughout the years, financially and [...]

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Proactive Options For Getting Out of Debt

August 17, 2011

Debt can be a terrifying, debilitating and even overpowering. You feel like you can’t fight off the anxiety and feeling of entrapment, and, as the unpaid bills and statements pile up, you have difficulty thinking straight. You feel cornered and know you must act soon, but you also don’t feel like you have many options. [...]

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Credit Card Airfare Rewards: The Good, Bad & Ugly

July 27, 2011

Is  it just me or does anyone else think there are way too many TV commercials lately touting credit cards? You’ve also probably noticed that most of them are peddling air travel rewards and at first glance, their programs may seem extraordinary. However truth be told, some of these commercials aren’t exactly forthright in explaining [...]

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What Is The Real Cost Of Materialism?

May 23, 2011

Not too long ago I came across Joe’s post “What Is The Real Cost of Debt?” and it got me thinking about another problem, which may or may not accompany debt – materialism. It affects all of us (myself included) to at least some degree, some of the time. Many of us have no credit [...]

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How to Protect Yourself from Predatory Lenders

May 18, 2011

In light of the sub-prime mortgage crisis, the proliferation of payday loan services, and the raising of credit card interest limits, Americans are now more than ever subject to predatory lending. These lenders not only prey on our dreams, but often make promises that they never intend to keep.  In this article we highlight some [...]

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The Grass Definitely Isn’t Greener with NPSL Credit Cards and Charge Cards

May 2, 2011

You are undoubtedly familiar with the old adage that “the grass is always greener on the other side of the fence” , but you probably don’t know why this cliche—which speaks to the natural inclination people have to value the unknown over the known—is relevant to credit and charge card use. Interestingly, many of the [...]

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7 Alternatives to Cable TV

April 27, 2011

Love to watch your favorite shows, but hate paying the ever escalating price of cable? There are other ways to get your can’t miss shows. Here are a few:

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10 Free Online Personal Finance Tools

April 13, 2011

Are you trying to get a better handle on your finances? Would you like to establish a solid financial plan for your future? Whether you want to budget your money or invest it, there are a variety of online tools that can help you, and many of them are free. Compiled here is a list [...]

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An Overview of Chapter 7 and 13 Bankruptcy

April 6, 2011

Bankruptcy filing in the US is skyrocketing as consumer debt grows and our economy continues to melt down. Federal Reserve data reveals that 1,593,081 non business bankruptcy cases were filed in 2010. The debt stricken consumers, many of whom have little knowledge of the adverse effect on their credit scores, often resort to personal bankruptcy [...]

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